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FAQ Videos

Will the insurance company make me whole on my claim?
April 20, 2020

Transcript: It depends on the terms of your insurance contract. There are issues such as deductibles, actual cash value, replacement cost…

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Will the insurance company make me more than one offer?
April 20, 2020

Transcript: In many instances, yes. If the insurance company hasn’t paid you adequately pursuant to your claim, you should go back…

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Will I need receipts for everything that is damaged from a flood in my house?
April 20, 2020

Transcript: To the extent that you have receipts, they’re going to be very helpful in proving whatever property was damaged was…

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Why should I hire a public adjuster? Isn’t the insurance company adjuster going to help me?
April 20, 2020

Transcript: The insurance company’s adjuster should help you, but you have to remember, they’re employed by the insurance company. What you…

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Why is the insurance company entitled to all of this personal information?
April 20, 2020

Transcript: An insurance company isn’t necessarily entitled to all personal information. If the personal information is related to the claim they…

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Why does the insurance company want to take statements from my family members and friends?
April 20, 2020

Transcript: Different insurance policies have different provisions as to who can be questioned in relationship to a claim. If you have…

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Why do I need a lawyer at an examination under oath?
April 20, 2020

Transcript: The insurance company will hire a lawyer to ask you specific questions about your loss at an examination under oath….

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When making repairs, does my homeowners’ insurance policy cover to match the damaged areas to the undamaged areas?
April 20, 2020

Transcript: Generally speaking, yes. Your insurance policy should put your home back into its pre-loss condition, and that may mean repairing…

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What’s the difference between flood damage and water damage?
April 20, 2020

Transcript: Flood damage is caused by water that rises up or pools on the ground and then enters into a building…

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What’s the difference between actual cash value and replacement cost?
April 20, 2020

Transcript: Replacement cost is what costs to replace an item. Actual cash value is defined as the actual cost to replace…

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If you are having difficulty receiving coverage or compensation on your insurance claim, call our office for a free consultation. Several of our attorneys and staff members speak Spanish, and we are always here to serve you.

We take cases on a contingency fee basis, which means that our fees and costs are contingent on achieving a positive result for you. In many cases, however, our fees and expenses are paid mostly or entirely by the insurance company.

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