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Florida Insurance & Litigation Lawyers / Sarasota Insurance Dispute Lawyer

Sarasota Insurance Dispute Lawyer

Arguing with an insurance company is a frustrating experience. These are gigantic, faceless corporations with thousands of employees. They did not get so large and powerful by generously offering to cover claims. Instead, any policyholder can expect the carrier to scrutinize and even deny the claim. Even worse, your claim might fall through cracks and get lost, with months passing while you wait to hear back from the carrier. You’ll be lucky to get anyone on the phone.

Contact Geyer Fuxa Tyler. Our firm demands fair treatment for policyholders. A Sarasota insurance disputes lawyer can meet for a private consultation to discuss the status of your dispute and strategize next steps.

Common Insurance Disputes

Typically, disputes arise after you submit a claim, which the insurer denies for various reasons:

  • Delayed reporting. The insurer might claim you waited too long to make a claim.
  • Lapsed coverage. The carrier might argue you failed to make timely payment on your premiums, so the coverage lapsed.
  • Failure to mitigate damages. Your insurer might allege you are primarily responsible for the damage because you didn’t take reasonable steps to secure the property after a storm or fire.
  • Excluded loss. Insurance policies have certain exclusions, or the policy simply doesn’t cover the loss you claimed.
  • Loss exceeds the policy limit. An insurer will likely refuse to cover the entirety of the loss.

These are usually fact-driven disputes. The insurance contract is the foundation of your business relationship, which is why you should find your copy and read it cover to cover.

Other insurance disputes involve the carrier refusing to do something required by Florida insurance regulations or by the contract:

  • Failure to open a prompt investigation
  • Failure to pay a timely settlement
  • Failure to provide the claimant with specific documentation or evidence
  • Making misrepresentations to a claimant
  • Refusing to settle or defend the insured from litigation

Is It Possible to Win an Insurance Dispute?

Yes. However, policyholders should quickly contact our law firm. We can provide important tips for strengthening a claim.

In Florida, you can file a complaint with the state’s Department of Financial Services, which should investigate and report back within 30 days. Often, however, this complaint process does not result in a favorable disposition.

Instead, a lawyer can review what other actions to take. For example, we might make a claim for insurance bad faith, or we can sue to enforce the insurance contract. Once a carrier knows you have hired an attorney, they might propose mediation to help each side find common ground. We can attend mediation with you; but ultimately, we might need to involve the court system.

Do Not Handle an Insurance Dispute on Your Own — Contact Our Sarasota Insurance Disputes Lawyer

A major mistake policyholders make is trying to resolve a dispute on their own. Although a public adjuster is a terrific asset when filing a claim, they can’t engage in the unauthorized practice of law. Now is the time to hire your own Sarasota insurance disputes lawyer to work on your behalf and amplify your voice to the insurance carrier.

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Struggling with a claim?let's discuss your case!

If you are having difficulty receiving coverage or compensation on your insurance claim, call our office for a free consultation. Several of our attorneys and staff members speak Spanish, and we are always here to serve you.

We take cases on a contingency fee basis, which means that our fees and costs are contingent on achieving a positive result for you. In many cases, however, our fees and expenses are paid mostly or entirely by the insurance company.

By submitting this form I acknowledge that contacting Geyer Fuxa Tyler through this website does not create an attorney-client relationship, and any information I send is not protected by attorney-client privilege.

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