Recent Blog Posts
Why Wildfires Elsewhere in the US Will Make Fort Lauderdale Property Insurance More Expensive
Even though wildfires might be burning on the opposite side of the country, they can still drive up your property insurance premiums here in Fort Lauderdale. The property insurance industry is now completely global, and a quiet hurricane season in the Sunshine State is no longer a guarantee of reduced rates. If you’re having… Read More »
Impact Windows: Can They Reduce Your Home Insurance in Fort Lauderdale?
If you install impact windows, your property insurance in Fort Lauderdale could become cheaper. Not only that, but the cost of this renovation may be covered by a My Safe Florida Home grant. Is this a worthwhile investment of your time and money? Woman Claims a Large Impact Window Reduced Her Property Insurance by… Read More »
Insurance Companies in Florida Are Raking in the Profits: Who’s Paying For It?
If you define “success” as high profits and soaring salaries for executives, then Florida’s insurance industry is experiencing incredible levels of success. One insurer’s profits skyrocketed by over 50 percent in the first quarter of 2026, while bonuses of over $10 million are now common for insurance company CEOs. But are average homeowners experiencing… Read More »
Citizens Bill Dies in Florida, Forcing Homeowners to Continue With Arbitration
One of the most controversial aspects of Florida’s insurance industry is forced arbitration, something that numerous lawmakers in the Sunshine State have sought to end. In May of 2026, this shred of hope died with a bill that could have ended mandatory arbitration for Citizens policyholders. What does this mean for future denied insurance… Read More »
Insurer Faces Allegations of Secretly Cutting Hail Damage Payouts
On April 28th, 2026, NPR reported that the biggest insurer in the country was facing numerous lawsuits related to allegedly denied hail damage claims. This is something that many people throughout Florida have experienced firsthand, especially as severe hailstorms seem to be getting increasingly intense throughout the nation. If you are struggling with a… Read More »
Trump Administration Plans to Shift Flood Insurance From FEMA to the Private Market
Flood insurance is a major lifeline for many Florida residents, but the federal government wants to shift this responsibility into the hands of the private insurance market. The Trump administration has proposed major changes to the Federal Emergency Management Act (FEMA), including transferring coverage provided by the National Flood Insurance Program (NFIP) to private… Read More »
Property Insurance Costs Are Contributing to Foreclosures in Florida
Florida homeowners are foreclosing on their homes at an increased rate, and numerous reports suggest that rising property insurance costs are to blame. This comes at a time when many lawmakers and insurance industry insiders are insisting that things are getting better for Florida homeowners. What if you face issues with your property insurance?… Read More »
New Predictions Released for Hurricane Season 2026 in Fort Lauderdale
Many homeowners in Fort Lauderdale are keeping a close eye on the latest predictions for hurricane season in 2026. Although no one can truly predict the patterns of Mother Nature, these forecasts could mean the difference between a carefree summer and considerable financial burdens. The latest predictions seem to predict relatively tame storms this… Read More »
Property Insurers Can Use the “Late Notice” Defense Even After Denying a Claim for a Different Reason
On May 21st, 2026, Insurance Business Magazine reported on a notable insurance appeal in Fort Lauderdale. In this case, the appellate court found that the insurer was still able to use the late notice defense when it had previously denied a claim on different grounds. What does this mean for you? Can a property… Read More »
Florida District Court of Appeal Finds That Pre-Suit Notice Is No Longer Required for Older Policies
On May 21st, 2026, Insurance Business Magazine reported on a District Court of Appeal (DCA) decision that could make property insurance lawsuits in Fort Lauderdale easier. This decision specifically applies to older policies, and it may allow people in similar situations to sue even after previously having their cases dismissed. District Court of Appeals… Read More »