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Can the insurance agent be at fault for not offering me maximum coverage?

It depends. When a policy holder, or a homeowner or a property owner who wants to become a policy holder, goes to speak with an insurance agent and communicates to the insurance agent what the policy holder needs and the amount of coverage that they need, the insurance agent has a duty to communicate accurately and completely with the policy holder, or the person who wants to purchase a policy, to make sure that the policy holder gets the amount of coverage that they need. If it later turns out that the homeowner or property owner does not have the amount of coverage that they asked for, the amount of coverage that they expected, or that there’s some other question, you may have a claim. The policy holder may have a claim against the agent. To really analyze this issue, you need to make sure to speak with an attorney who is competent to handle claims against agents.

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If you are having difficulty receiving coverage or compensation on your insurance claim, call our office for a free consultation. Several of our attorneys and staff members speak Spanish, and we are always here to serve you.

We take cases on a contingency fee basis, which means that our fees and costs are contingent on achieving a positive result for you. In many cases, however, our fees and expenses are paid mostly or entirely by the insurance company.

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