How can I get a copy of my homeowners’ policy?
The simplest answer is to ask. There are multiple people that you can ask. You can contact your retail insurance agent who should have copies. You can also go directly to your insurance company and request that they send you a full copy. Often times when you get a renewal, they will only send you a declaration’s page or specific provisions out of the policy. You should ask always to get a full and complete copy of your insurance policy.