Florida Insurance Coverage Dispute Lawyer
Florida residents rely on various types of insurance, including different forms of property insurance and motor vehicle accident insurance. When a Florida resident sustains property damage in a storm or for other covered reasons, or gets hurt or sustains vehicle damage in a traffic collision, that resident will typically turn to an insurance policy for coverage. However, there are various reasons that insurance companies in Florida deny claims altogether, undervalue claims, or delay investigations into claims they receive. For any insurance coverage dispute, it is important to seek legal advice. Contact our experienced Florida insurance coverage dispute lawyer today.
What Are Insurance Coverage Disputes in Florida?
What are Florida insurance coverage disputes? This term refers to any disagreement between an insurance company and a claimant who has submitted an insurance claim. Disagreements can arise over the amount of coverage or payout, or whether a claim will be covered at all.
Insurance coverage disputes in Florida can involve first-party claims for residential or commercial property damage, or for personal injury protection (PIP) coverage after sustaining injuries in a motor vehicle crash. As a no-fault state, Florida drivers must seek personal injury coverage through their PIP coverage. Insurance coverage disputes can also involve third-party claims for property damage after a motor vehicle collision.
Why is Florida Insurance Coverage Ever Disputed?
Why does Florida insurance coverage get disputed? There are many different reasons, which include but are not limited to the following:
- Premiums were not paid on time;
- Policy lapsed;
- Policy was canceled;
- Mistake;
- Specific damage not covered by the policy;
- Misinterpretation of the policy;
- Claimant was responsible for the damage;
- Claimant did not mitigate damage; or
- Policy reached its limits.
The best way to determine whether an insurance coverage dispute has arisen out of a mistake or error by the insurer, or due to bad faith, is to seek legal advice from an attorney who regularly handles insurance cases in Florida. The firm of Geyer Fuxa Tyler fights for claimants on a routine basis and seeks to ensure that insurance companies comply with the promises they have made to policyholders.
What to Expect with a Florida Insurance Coverage Dispute
When there is an insurance coverage dispute in Florida, there may be different ways to resolve it, depending on the details of the case. Your lawyer may be able to negotiate with the insurer after reviewing your insurance policy in detail. If there is a dispute concerning the value of damages and the amount you are owed, you may be able to demand an insurance appraisal process. To find out more about options, you should seek help from an attorney who regularly handles insurance coverage disputes in Florida.
Our Florida Insurance Coverage Dispute Lawyers Can Help
There are many factors that can impact the outcome of a Florida insurance coverage dispute, including whether or not you have an experienced attorney on your side to assist you. Do not hesitate to reach out to the firm of Geyer Fuxa Tyler for help with your insurance coverage dispute. Contact our experienced Florida insurance coverage dispute lawyer today.