Florida Denied Insurance Claim Lawyer
Florida residents file insurance claims for many different reasons. From property insurance claims in the aftermath of a hurricane or other home damage, to motor vehicle liability claims and health insurance claims, Floridians have a wide range of insurance coverage. Many claims filed are first-party insurance claims, which means they are filed by the insured party through their own insurance company and policy. Liability claims, differently, may be filed more commonly as third-party claims when a negligent motorist causes a car crash that results in property damage. No matter what type of claim you have filed, it can be devastating to receive notice of a denial. You should immediately find out more from an attorney about initiating an appeal. Contact our experienced Florida denied insurance claim lawyer today.
Common Reasons Florida Insurance Claims Are Denied
Reasons for Florida insurance claims being denied can vary depending on the type of insurance claim and the specific details surrounding the claim. Homeowners’ claims and other property insurance claims may be denied if the policy premiums were paid late, or if the insured breached one of the terms of the insurance agreement.
Auto insurance third-party liability claims for property damage may be denied when there is not sufficient evidence of the insured’s liability, or when there are issues of insurance limits. Since Florida is a no-fault state, motorists are only required to carry personal injury protection (PIP) coverage for their own injuries and a minimum of $10,000 for property damage liability. Car crashes often result in damages well in excess of $10,000, and thus a policy might not be able to pay out the full amount.
Many claims are also denied under circumstances that might amount to bad faith. For example, if a Florida insurer denies a claim without conducting a full and fair investigation, the insurer may have acted in bad faith. Insurers have a duty to act in good faith when investigating and processing claims. As such, when bad faith is the reason for a denial, the claimant may be able to work with a Florida denied claims attorney to put the insurance company on notice of planned litigation.
Denied Insurance Claim in Florida? How a Lawyer Can Help
If your insurance claim was denied, the first thing you should do is to seek advice from an attorney who routinely appeals insurance claim denials in Florida. How can a lawyer help? At Geyer Fuxa Tyler, we have years of experience handling the complexities of insurance claim denials, and we understand the complicated language that explains the obligations of insurance companies and insureds in policies. We can carefully assess your policy today, along with the detailed denial letter you received, and help you to understand your options for having your claim paid.
Contact Our Florida Denied Insurance Claim Lawyers Today
Anyone in Florida who has filed an insurance claim and received a denial should get in touch with an attorney at Geyer Fuxa Tyler for assistance. Contact our experienced Florida denied insurance claim lawyer to learn more about how we can help with your denied claim.