Insurance Company Charges Florida Man for Home He Doesn’t Even Live in

Property insurance companies are capable of all kinds of misconduct, and sometimes this misconduct occurs without you even realizing it. Recently, a man in South Florida realized that he had been charged for 13 months of home insurance despite not even living in the insured property. If you have experienced misconduct like this, consider contacting an experienced property insurance lawyer in Fort Lauderdale.

Insurance Company Refuses to Refund Man for Premiums Despite Him Moving

In April of 2026, multiple sources reported that a man had been charged property insurance premiums for a home he no longer lived in. This individual told reporters that he had been forced to sell the property after encountering financial pressure, choosing to “downsize” and start renting. 13 months after selling the home, he discovered that his property insurer had been withdrawing his premiums from his bank account.

The man was shocked, especially as he had attempted to cancel the policy by phone. However, he eventually learned that the only way to properly cancel a policy is to do so in writing. The insurance company failed to help him with this issue, and they also refused to hand over a refund for the 13 months of home insurance he had been paying. He was on the verge of losing thousands of dollars.

At this point, this individual reached out to help and received guidance from a well-respected attorney in Florida. The lawyer helped him advocate for his rights, and eventually the insurer agreed to hand over a full refund. The lesson here is that if you want to cancel your home insurance policy, you need to do so in writing. Despite what an insurance company representative tells you on the phone, you need confirmation in writing. Ask for a letter or an email, and follow up until you receive official confirmation that your insurance policy has been canceled.

Another lesson is that insurance companies are not there to help you. Unless you do something about it, they will happily withdraw money from your account when it makes no sense to do so. An insurance policy is a contract, and an insurance company is a for-profit enterprise. If you don’t want to hand over needless amounts of money to your insurer, you have to advocate for yourself and stand up for your rights. Consider speaking with an attorney if you believe an insurance company has violated your rights.

Contact Our Fort Lauderdale Property Insurance Lawyers Today

At Fuxa & Tyler, our legal team is made up of a diverse combination of attorneys who are well-positioned to protect the legal rights and financial interests of policyholders. If your property insurance claim was denied, we can help. For a free consultation, please call us today at (954) 990-5251. With an office in Sunrise, we represent policyholders in Broward County and throughout the state of Florida.

Sources: 

wsvn.com/news/help-me-howard/south-florida-man-sells-house-still-charged-insurance/

timesofindia.indiatimes.com/world/us/throwing-my-money-florida-man-shocked-to-find-he-is-still-paying-600-in-insurance-months-after-selling-his-home/articleshow/130070887.cms