Category Archives: Property Insurance
Florida District Court of Appeal Finds That Pre-Suit Notice Is No Longer Required for Older Policies
On May 21st, 2026, Insurance Business Magazine reported on a District Court of Appeal (DCA) decision that could make property insurance lawsuits in Fort Lauderdale easier. This decision specifically applies to older policies, and it may allow people in similar situations to sue even after previously having their cases dismissed. District Court of Appeals… Read More »
Home Insurance “Behaving Like a Second Mortgage” in Florida
Even when Florida homeowners have painstakingly paid off their homes, they face rising monthly costs in the form of home insurance. According to one report, property insurance is beginning to behave like a second mortgage, and this is proving to be particularly crippling for seniors. If you’re having issues with your claim after dutifully… Read More »
Why You Should Ignore Hurricane Forecasts for Florida in 2026
Just before the 2026 hurricane season in Florida, NOAA’s National Weather Service Director warned residents that El Niño doesn’t necessarily mean what you think it means. In other words, this top weather expert has told Floridians to prepare for the worst instead of trusting weather predictions. How does this affect your preparations? Can a… Read More »
Report Compares Florida Home Insurance to a “Coin Toss”
Although many people believe that home insurance is a guaranteed safety net, a new report equates the protection offered by most policies to a coin toss. These reports base this assertion on the fact that almost 50 percent of all home insurance claims lead to zero compensation in the United States. If you’re having… Read More »
Florida Homeowners Must Be Aware of New Rules Before Hurricane Season
On June 1st, hurricane season officially began in Florida. Now has never been a better time to familiarize yourself with some of the newest rules and regulations affecting homeowners in the Sunshine State. A greater understanding of these changes may help when you’re attempting to file a property insurance claim in Fort Lauderdale. It… Read More »
Forecasters Make First Predictions About Florida’s Hurricane Season
If you own a home in Florida, you’re probably eyeing the approaching hurricane season with increasing trepidation. In 2025, homeowners experienced much-needed relief with no major storms for the first time in recent memory. However, the same lucky break is not guaranteed in 2026. Forecasters are beginning to make their first predictions about the… Read More »
Property Insurance Coverage Outside of Storm Damage in Fort Lauderdale
Storm damage is probably the top concern for homeowners in Fort Lauderdale. If you have property insurance, you probably had hurricanes in mind when you bought it. That said, it is important to remember that property insurance protects you against a range of additional “perils.” Contact an experienced property insurance lawyer in Fort Lauderdale… Read More »
AI and Drought Threaten Fort Lauderdale Homeowners as Insurance Rates Decrease
Florida homeowners are cautiously optimistic about the future. While reforms have successfully addressed the home insurance crisis in Florida, new threats are emerging. Some of these threats are weather-related, such as increasing droughts in the state. Other threats involve new technology, such as AI. In the face of these threats, insurance premiums are set… Read More »
Insurance Company Charges Florida Man for Home He Doesn’t Even Live in
Property insurance companies are capable of all kinds of misconduct, and sometimes this misconduct occurs without you even realizing it. Recently, a man in South Florida realized that he had been charged for 13 months of home insurance despite not even living in the insured property. If you have experienced misconduct like this, consider… Read More »
Factors That Affect Your Insurance Premiums in Fort Lauderdale
If you’re one of the many Floridians concerned about unaffordable insurance premiums, you might be wondering why you’re paying such a high amount. Who calculated how much you should pay? How did your insurance company come to its conclusions? If you’re asking yourself these questions, you might want to familiarize yourself with the various… Read More »