Monthly Archives: March 2026
What Happens if My Home Insurance Company Goes Bankrupt?
In January of 2026, Law 360 reported on an interesting case involving a Florida property insurance appeal. This appeal revolved around wind damage and an insurer that ultimately went insolvent, and it raises an important question: What happens if your insurance company goes bankrupt? How do you cover the repairs to your property after… Read More »
Florida Homeowners Score Major Win in Denied Property Insurance Claim Lawsuit
A new ruling by a Florida appellate court could have major implications for the way denied property insurance claims are handled by insurers. The decision answers an important question regarding replacement costs, and it is something that many homeowners may be interested in learning more about. If you want to pursue a similar appeal,… Read More »
Citizens Loses in Major Florida Property Insurance Lawsuit
While victories won by homeowners in Florida courts are encouraging, losses suffered by major insurers can be just as reassuring. These losses show that in some cases, Florida courts are willing to take the side of the average homeowner rather than the big insurance company. As Insurance Business Magazine reports, a recent loss was… Read More »
AI Legislation Looms for Florida’s Property Insurance Industry
While AI has the power to transform virtually any industry, its potential effects on home insurance in Florida could be particularly profound. This industry thrives on data, and AI is capable of analyzing information on a scale that humans just can’t compete with. But is the use of AI in the property insurance industry… Read More »
How Will HB 1263 Affect Florida’s Insurance Industry?
In February of 2026, Insurance Journal reported that without Florida’s insurance reforms of 2022 and 2023, insurance would cost almost 15% more today. This statistic was celebrated by insurance industry advocates, who have been arguing all along that a more favorable stance toward insurers would actually help policyholders in the end. The logic is… Read More »
Reports Indicate Citizens Is Actively Expanding Its Mandatory Arbitration System
Citizens Property Insurance has an extremely controversial mandatory arbitration system, and many lawmakers in Florida want to end this process once and for all. In the face of this pushback, Citizens seems to be actively expanding its arbitration process rather than taking a more conservative approach. What does this mean for the average homeowner,… Read More »