How Could Future Climate Events Affect Fort Lauderdale Property Insurance?

Homeowners in Fort Lauderdale are more interested in future climate events than ever before – for obvious reasons. Many of these homeowners are asking themselves whether remaining in the area is even sustainable. What might the future bring? Could hurricanes and other extreme weather events get worse? What are the scientists saying about this, and how could these future events affect your property insurance in Fort Lauderdale?

Some Climate Scientists Believe That Fort Lauderdale Faces Serious Challenges 

Some of the most alarming predictions state that Fort Lauderdale will face serious existential challenges in the near future. Some of the most controversial scientists state that the city will be completely submerged underwater by 2040.

However, these predictions should be taken with a grain of salt. Weather patterns are extremely difficult to forecast – especially decades into the future. The Earth has complex cycles that scientists are still struggling to understand. One has to remember that humans have only been measuring climate data for a few hundred years at best. In 2009, Al Gore famously predicted a “75% chance” that the entire north polar ice cap would melt within seven years. Gore also predicted that sea levels would rise by 20 feet, but it has only risen a few inches since 1880.

Are Hurricanes Getting Worse? 

Studies show that hurricanes are not becoming more frequent each year in Florida. For example, Florida saw four hurricanes in 2024 – which scientists consider “average.” It was also lighter than many scientists predicted, as some believed that climate change would trigger a hurricane season more intense than ever before. This should at least provide Fort Lauderdale residents with some degree of hope.

Fort Lauderdale is expanding at a rapid rate. Within the past few years, the population has skyrocketed thanks to increasing activities in technology, finance, real estate, and other industries. Various sources say that the city is “booming with development,” and more buildings mean a higher risk for hurricane damage. More structures in the path of a hurricane inherently lead to more property damage – and this doesn’t necessarily have anything to do with climate change.

Solar Activity Continues to Rise 

In addition, Florida homeowners should know that the solar maximum is expected to occur in July of 2025. This is when solar flares and overall solar activity reach their highest point for about a decade. Heat from the sun can damage a roof over time, so property owners might want to check on their roof’s resistance to high temperatures before the summer of 2025.

 Contact Our Fort Lauderdale Property Insurance Lawyers Today

At Geyer Fuxa Tyler, our legal team is made up of a diverse combination of attorneys who are well-positioned to protect the legal rights and financial interests of policyholders. If your property insurance claim was denied, we can help. For a free consultation, please call us today at (954) 990-5251. With an office in Sunrise, we represent policyholders in Broward County and throughout the state of Florida.

Sources: 

myq105.com/listicle/florida-cities-will-be-underwater-by-2050/

foxnews.com/politics/al-gore-history-climate-predictions-statements-proven-false