Tag Archives: Fort Lauderdale Property Insurance Lawyer
Sinkhole Claims in Florida: The Importance of a Signed Contract
According to the Florida Department of Environmental protection: “Sinkholes are a common feature of Florida’s landscape.” Unfortunately, the typical homeowners insurance policy excludes coverage for sinkhole losses. However, it may be added via endorsement. The typical endorsement for sinkhole coverage provides that a “sinkhole loss” (defined as “structural damage to the principal building, including… Read More »
The Insurance Company is Delaying My Claim
In Florida, insurance companies have a legal obligation to handle all claims in ‘good faith’. As the standard Florida jury instructions put it, the insurance company must treat your case ‘fairly and with honesty’. One of the primary tenets of good faith is the avoidance of unreasonable delays. Essentially, the company cannot just stick… Read More »
Can I Sign My Property Insurance Benefits Over to My Contractor?
The assignment of benefits is a process by which your property insurance reimbursement is sent directly to a third party. One potential advantage of assigning benefits is that it can help homeowners with cash flow issues get emergency repairs. But, there are some complications with assigning your benefits to a contractor. Also, you need… Read More »
Was Your Florida Leak Damage Claim Denied As ‘Long Term Damage’?
Your property insurance policy will usually cover damage caused by a leak. But, some Florida property owners find their claim denied as ‘long term damage’. Damage caused by a long term leak is often excluded in many homeowner’s insurance policies. This is because homeowners should take reasonable actions to prevent leaks from getting worse…. Read More »
Are You Getting a Fair Property Insurance Claim Settlement Offer?
Suffering property damage to your home or business can be devastating. Most likely, you will want to file your insurance claim and resolve the issue as quickly and smoothly as possible. Unfortunately, sometimes property insurance companies take advantage of this natural impulse. Florida insurance companies are required to act in good faith under the… Read More »
Property Insurance Claims: Ensuing Loss
Most property insurance policies have provisions that exclude coverage for certain types of damage. Sometimes, however, an excluded type of damage leads to or creates losses that are covered. If so, those additional losses may in fact be covered under your insurance policy’s ensuing loss provisions. So even if your property damage was excluded… Read More »
Handling Insurance Company Document Requests
The property insurance claims process is often confusing and stressful. One of the more frustrating elements of the process is the seemingly endless requests for supporting documents. It can feel like the insurance company is looking for a never ending mountain of impossible-to-find, non-existent, or completely irrelevant information. Unfortunately, these document requests can often… Read More »