Tag Archives: Fort Lauderdale Property Insurance Lawyer
Four Examples of Bad Faith Insurance Practices
Under Florida law, first party insurers have a legal duty to handle all insurance claims using good faith settlement practices. At the most basic level, this means that insurance companies are obligated to act “honestly” and “fairly” towards insured parties. Unfortunately, all too often, insurance companies fail to live up to this responsibility. The… Read More »
Was Your Property Damaged? Five Tips All Policyholders Need to Know
Has your property sustained damage? If so, these are five tips that you should keep in mind as a policyholder in Florida. You Must Give Prompt Notice Your property insurance policy puts obligations on you as a policyholder. For example, you are required to keep up with your payments in order to keep your… Read More »
Florida Property Insurance Claims: What is an Examination Under Oath?
An examination under oath is a verbal statement that is given to an insurance company after a property insurance claim has been filed. If the insurance company requests an examination under oath, insured parties are required to comply. Though, insurance companies will certainly not require an examination under oath in every case. During the… Read More »
Florida Property Insurance: Understanding Agent Negligence
Imagine that your home just sustained major property damage. You know that you have stressful times ahead of you, but at least you also know that you have adequate property insurance coverage. However, when you go to file your claim, you find out that you do not actually have the coverage that you thought… Read More »
Can an Insurance Company Cancel Your Policy Simply Because You Filed a Property Damage Claim?
The short and simple answer to this question is ‘no’. The state of Florida has strict rules that insurers must follow before they can cancel your coverage. A company may not cancel your policy simply because you filed a property damage claim. If you have had an insurance policy for more than 90 days,… Read More »
Florida Condominium Property Damage
In many ways, condominium ownership is similar to home ownership. For example, when you initially purchase a condo, your mortgage company will likely require you to purchase property insurance for your unit. However, when it comes to property insurance claims, there are also some important differences between condominiums and single homes. It is imperative… Read More »
Should I Hire a Public Adjuster or an Attorney?
The answer to this question will always depend on the specific nature of your property damage and the point you are at in the insurance claims process. In many cases, it actually makes sense to hire both. Generally, public adjusters will be most useful during the early stages of the claims process. Property insurance… Read More »
Does My Property Insurance Policy Cover Losses for Stolen Items?
Stolen property, or damages associated with a theft or burglary, might be covered by your property insurance policy. In fact, the majority of Florida homeowners’ insurance policies contain some level of coverage for theft-related damage. Ultimately, it always depends on the specific terms of your individual policy. If you have recently been the victim… Read More »
Who Pays For Damage Caused by Fallen Trees?
Every year Florida faces many adverse weather events. Hurricanes and severe thunderstorms bring high winds and ferocious lightning strikes that can take down even the sturdiest trees. There is always potential that a tree could land on top of a residential or commercial structure. Fallen trees can cause tremendous amounts of property damage. They… Read More »
Florida Mold Damage Property Insurance Claims
Mold has the potential to cause substantial damage to your property. You deserve to be compensated for the full extent of your covered damages. Unfortunately, all too often, mold damage claims are illegitimately denied by insurance companies. If you believe that your mold damage claim was wrongfully denied, or you have questions about mold… Read More »