Tag Archives: Florida Property Insurance Claims
Florida Property Insurance Claims: What is an Examination Under Oath?
An examination under oath is a verbal statement that is given to an insurance company after a property insurance claim has been filed. If the insurance company requests an examination under oath, insured parties are required to comply. Though, insurance companies will certainly not require an examination under oath in every case. During the… Read More »
How to Understand Your Property Insurance Policy
Very few people fully understand all of the implications of their property insurance policy. It would be unrealistic to expect otherwise. Still, it is critically important that you have a reasonable understanding of your policy. Above all else, you need to know that you have selected the right policy for your needs. It is… Read More »
My Insurance Company Refuses to Pay My Full Claim – What Can I Do?
Disputes over property damage claims are common in Florida. You may end up in a dispute with your insurance company over the value of your damage or whether your damage is even covered at all. Further, you could run into a disagreement over many complicated sub-issues, such as the market value of damages, the… Read More »
Florida Condominium Property Damage
In many ways, condominium ownership is similar to home ownership. For example, when you initially purchase a condo, your mortgage company will likely require you to purchase property insurance for your unit. However, when it comes to property insurance claims, there are also some important differences between condominiums and single homes. It is imperative… Read More »
Florida Property Insurance Claims: What Do I Do If I Find Additional Damage?
Sustaining any form of property damage is always stressful. It is a huge relief when you finally get through the claims process and receive a full and fair settlement check. Though sometimes, this will not be the end of your issues. It is not uncommon for you, or your contractor, to find additional property… Read More »
Should I Hire a Public Adjuster or an Attorney?
The answer to this question will always depend on the specific nature of your property damage and the point you are at in the insurance claims process. In many cases, it actually makes sense to hire both. Generally, public adjusters will be most useful during the early stages of the claims process. Property insurance… Read More »
Who Pays For Damage Caused by Fallen Trees?
Every year Florida faces many adverse weather events. Hurricanes and severe thunderstorms bring high winds and ferocious lightning strikes that can take down even the sturdiest trees. There is always potential that a tree could land on top of a residential or commercial structure. Fallen trees can cause tremendous amounts of property damage. They… Read More »
Florida Mold Damage Property Insurance Claims
Mold has the potential to cause substantial damage to your property. You deserve to be compensated for the full extent of your covered damages. Unfortunately, all too often, mold damage claims are illegitimately denied by insurance companies. If you believe that your mold damage claim was wrongfully denied, or you have questions about mold… Read More »
Broward County Fire Damage Claims
Florida property owners face a major threat from fires. All policyholders deserve fair compensation for their covered fire damage losses, but unfortunately, all too often insurance companies fail to live up to their end of the bargain. Losing your home or business to a fire is devastating, and the last thing you need is… Read More »
Are Pain and Suffering or Emotional Distress Recoverable in a Property Insurance Claim?
Chances are that if you are reading this, you have had an insurance claim denied or underpaid, are angry, and looking for answers. This is understandable considering, like most responsible home and business owners, you have paid your insurance premiums just in case something happened. You may be angry that the insurance company failed… Read More »