Is It Worth Appealing a Denied Insurance Claim in Fort Lauderdale?

The prospect of appealing a denied insurance claim in Fort Lauderdale can seem daunting. Faced with paperwork, complex terminology, and annoying tactics from your insurer, you might be wondering whether an appeal is even worth your time. Wouldn’t it be easier just to throw your hands up in defeat and move on? This is a question you might want to ask your insurance lawyer in Fort Lauderdale.

The Most Appropriate Path Depends on Your Situation

It is impossible to determine whether it is “worth” appealing your claim without reviewing your unique situation. Each claim is slightly different, and some might have a higher chance of success than others. Ultimately, this is something you might want to discuss with a lawyer

That said, the very fact that you filed a claim in the first place implies that it’s a serious situation. If the damage was minor, you probably would have paid for the repair costs yourself in order to keep your premiums low. In this way, you might argue that many denied insurance claims are worth appealing.

On the other hand, some denied claims clearly have no real chance of being successfully appealed. For example, a homeowner might be unfamiliar with the limitations of their policy. They might mistakenly believe that they purchased additional flood insurance, when in reality they did not. These are subjects you can explore during a consultation with a lawyer.

The Pros and Cons of Appealing a Denied Claim

The downsides of filing an appeal might include the time-consuming and stressful nature of this process. On the other hand, the potential benefits can be considerable. If your appeal is successful, you’ll receive the financial support you need to make repairs, replace lost or destroyed items, and much more. You’ll also get to hold the insurance companies accountable, which is important for the entire Fort Lauderdale community.

How Much Does It Cost to Hire an Insurance Claim Lawyer ?

When determining whether to appeal an insurance claim, you first need to determine the cost of hiring a lawyer. Although hiring a lawyer isn’t mandatory when appealing a denied claim, it’s a step that many homeowners take. This is especially true if they are serious about pursuing successful outcomes.

Insurance lawyers generally charge “contingency fees,” which means they don’t get paid unless you win. At that point, the lawyer takes a percentage of your financial award, verdict, or settlement. A consultation can help you learn more about a prospective lawyer, and you can decide whether to hire them after this initial meeting.

Contact Our Fort Lauderdale Property Insurance Lawyers Today

At Fuxa & Tyler, our legal team is made up of a diverse combination of attorneys who are well-positioned to protect the legal rights and financial interests of policyholders. If your property insurance claim was denied, we can help. For a free consultation, please call us today at (954) 990-5251. With an office in Sunrise, we represent policyholders in Broward County and throughout the state of Florida.

Source: 

floodsmart.gov/recover/appeal-a-claim