Florida Homeowner Claims New Development Is Causing Her Property to Flood
The consequences of new developments can be difficult to predict, and one Florida homeowner claims that a nearby project is changing the way rainwater flows. If you believe that a new development is causing damage to your property, you might want to speak with an experienced property insurance lawyer in Fort Lauderdale at your earliest convenience.
Property Experiences Flooding for First Time in 15 Years After Nearby Development
A homeowner in Florida says her property flooded for the first time in 15 years, and she doesn’t think it’s a coincidence. Instead, she blames a nearby property development for changing the way stormwater flows. This individual claims that every time the area sees heavy rain, water flows from the development directly into her property. The water floods her yard, causing considerable erosion and thousands of dollars of property damage.
To make the situation worse, the family was on the verge of selling the property before this debacle occurred. They had reportedly poured thousand of dollars into repairs in preparation for the sale, only to experience this new setback. They say that showing the home to potential buyers is impossible in its current state of constant flooding. The owner says that if this is happening with just a small amount of rain, she worries that her home could be inundated in “whitewater rapids” during a serious flood.
Can I File a Property Insurance Claim if a Neighboring Property is Causing Damage?
If you find yourself in a similar situation, you might wonder if you can file a property insurance claim. Unfortunately, your own policy is unlikely to cover this type of damage. If you have flood insurance, you might stand a better chance of recovering compensation. However, many policies specifically exclude damage caused by the negligence of third parties.
If it becomes clear that the flooding is due to construction errors or poor planning on the part of a nearby developer, insurers will likely deny your claim. This is because as long as there is a possibility of a direct lawsuit against the negligent party, the insurer will simply dodge responsibility and point to the negligent developer.
You may still have the potential to recover compensation, but your pathway will likely involve direct legal action instead of insurance claims. An experienced lawyer can guide you through this process and help you assess your options.
Contact Our Fort Lauderdale Property Insurance Lawyers Today
At Fuxa & Tyler, our legal team is made up of a diverse combination of attorneys who are well-positioned to protect the legal rights and financial interests of policyholders. If your property insurance claim was denied, we can help. For a free consultation, please call us today at (954) 990-5251. With an office in Sunrise, we represent policyholders in Broward County and throughout the state of Florida.
Source:
clickorlando.com/news/local/2026/07/03/lake-county-homeowner-claims-development-shifted-stormwater-causing-mud-and-erosion-damage/#:~:text=The%20homeowner%20says%20the%20damage,through%20from%20the%20road%20base.