Monthly Archives: December 2025
Filing a Claim vs. Fixing the Damage Yourself for Florida Homeowners
Whenever a homeowner experiences property damage, they face an important decision: Should they file an insurance claim, or simply fix the damage themselves out of their own pocket. The right decision is sometimes obvious, but in other situations it can be much more complex. What kind of analysis should you perform before making the… Read More »
What Are the Unique Hazards Faced by Fort Lauderdale Homeowners?
As a large state, Florida is home to many different environments. Those living in coastal areas can experience much different weather to those who live inland. Depending on where you live, you might be close to everglades, coral reefs, barrier islands, dunes, marshes, and rolling hills. Instead of considering the general hazards posed by… Read More »
I Don’t Have Home Insurance: Can I Still Get Compensation for Property Damage?
According to recent reports, 15% of homeowners in Florida are now choosing self-insurance. This represents a major increase compared to pre-pandemic levels, and it is not difficult to see why people are making this shift. Premiums are punishingly high, and they seem to get higher and higher each year. If you chose self-insurance and… Read More »
Does My Property Insurance Pay a Contractor Directly in Fort Lauderdale?
Even if your property insurance company agrees to pay for the damage to your home, the manner in which they pay for the damage may vary. You may wonder whether the insurance company will pay the contractor, or whether you will simply receive a check for the amount you need for the repairs. To… Read More »
What to Know About Hurricane Melissa as a Florida Homeowner
In late October of 2025, all eyes were on Hurricane Melissa. Fort Lauderdale residents were perhaps especially wary of this extreme weather event, given the area’s experiences with property destruction. Will this hurricane make landfall in Florida? Will your insurance cover the damage? Even if you avoid this hurricane, what happens when the next… Read More »