Monthly Archives: October 2025
How Does Manufactured Home Insurance Work in Florida?
Manufactured homes go by many names, including trailers and RVs. Many Fort Lauderdale residents live in trailer parks, and these tight-knit communities offer opportunities for stability and affordability. Whether you’re just approaching trailer park life for the first time or this is a familiar living environment, you may have questions about home insurance. How… Read More »
Insurer of Last Resort Blocked from Preventing Property Insurance Lawsuits in Florida
The insurer of last resort in Florida is Citizens, and many homeowners in Fort Lauderdale are extremely familiar with this state-owned company. The insurer of last resort is required to offer homeowners insurance, even if they have been dropped by other private insurers. That being said, the fact that Citizens is a state-owned company… Read More »
California Overtakes Florida as the Riskiest Property Insurance Market
California is now the riskiest insurance market in the country, according to recent statistics. This is largely due to the threat of wildfires, which is now seen as more of a threat than Florida’s infamously severe storms. What does this mean for the average Florida homeowner? Will insurance rates decrease as a result of… Read More »
Does Home Insurance Cover Vandalism in Fort Lauderdale?
According to various statistics, the threat of vandalism in Fort Lauderdale is relatively high. Some areas are much more prone to vandalism than others, and you might be concerned about the safety of your property after experiencing something like graffiti or a broken window. After an incident like this, you might wonder whether vandalism… Read More »
First Party Insurance vs. Third-Party Insurance Disputes: What’s the Difference?
Average homeowners in Florida may encounter many new terms and concepts when navigating the world of property insurance. Two important but potentially confusing phrases are “first-party insurance disputes” and “third-party insurance disputes.” If you’re dealing with some kind of insurance dispute, the first logical step is to determine which of these categories your situation… Read More »
Hurricane Erin Has Major Implications for Fort Lauderdale Property Insurance
While some were concerned about the potential threat posed by Hurricane Erin, the storm proved to be nothing more than a minor inconvenience for Fort Lauderdale residents. Officials warned beachgoers that the storm could bring rip currents, but no one faced the kind of property destruction that so many homeowners fear in the modern… Read More »
Condo Owners Finally Experience Some Property Insurance Relief in Fort Lauderdale
While numerous sources have contended that Florida homeowners have been experiencing some relief in terms of property insurance, those positive effects have failed to materialize for many in Fort Lauderdale. However, changes could finally be arriving thanks to a recent development with one property insurance provider. What does this mean for condo owners? How… Read More »
Citizens Insurance Fights for Its Right to Arbitrate
Mandatory arbitration is proving to be an incredibly controversial topic in the world of property insurance. Citizens Property Insurance Corp. is fighting for its right to arbitrate claims disputes, but the public is concerned that this process isn’t quite fair. Now, Citizens is begging an appellate court to rule in its favor. But what… Read More »
What Happens During “Discovery” in a Florida Property Insurance Lawsuit?
In August of 2025, a Circuit Court Judge in Florida wrote that mandatory arbitration robs policyholders of “neutral discovery” during property insurance disputes. But what exactly is discovery, and why is it so important during a property insurance lawsuit? The word “discovery” is just one example of a confusing legal term you might encounter… Read More »
Dealing With a Denied Claim After an Injury on Your Property in Fort Lauderdale
According to the Insurance Information Institute (III), about two percent of all insurance losses in the United States are related to liability, including bodily injury. Although this might represent a rare occurrence for homeowners in Florida, it can become a very real threat when you face a major personal injury lawsuit. While you may… Read More »