Filing an Insurance Claim for a Slip-and-Fall on Your Property in Fort Lauderdale

Slips and falls are all too common, and even a slight mistake can cause other people to become injured on your property. What happens in a situation like this? What if the injured party has decided to file a premises liability lawsuit against you? The obvious solution is to turn to your insurance provider for help, but their assistance isn’t always reliable. Consider continuing this conversation with a Fort Lauderdale insurance claims lawyer for further guidance.

Slips and Falls Are Quite Common in Florida

If someone slipped and fell on your property in Florida, you should know that you are not alone. Slips and falls are quite common across the United States, especially among elderly people. Many other property owners have had to deal with similar situations in the past, and your insurer should help you approach this situation with relative confidence.

For example, in December of 2025, a property owner in Palm Beach County was sued for allowing a slip and fall to happen. The plaintiff claims that she slipped and fell due to some kind of “transitory foreign substance.” While her specific injuries are not clear, she claimed damages such as disfigurement, disability, and disfigurement.

Does Property Insurance in Florida Cover a Slip-and-Fall?

A standard property insurance policy in Florida should cover slip and fall lawsuits. That being said, you should check with your policy before jumping to conclusions. The easiest way to do this is to immediately contact your property insurer after you become aware of the accident. Your insurer should be able to tell you if your policy covers the accident.

Many homeowners have decided to opt for more limited policies due to increasing premiums. If you “downgraded” your policy to reduce your premiums, a slip-and-fall may not be a “covered peril.”

Will My Insurer Help Me With My Lawsuit?

Yes, assuming your policy covers the accident, your insurer is required to help you defend yourself against the lawsuit. It is in both your and your insurer’s best interests to defend against the claim to the best of your abilities. This means that the insurer should cover the cost of your legal defense. Ideally, you will win your lawsuit, and the plaintiff will walk away with nothing.

If you lose, your insurer will need to pay the plaintiff compensation up to your policy limit. If their damages exceed the policy limit, then the plaintiff may turn to you for additional compensation. You might need to liquidate assets in order to cover the difference. However, many of your assets will be “exempt,” perhaps most notably your personal residence. Fortunately, Florida has some of the strongest homestead exemptions in the nation.

Contact Our Fort Lauderdale Property Insurance Lawyers Today

At Geyer Fuxa Tyler, our legal team is made up of a diverse combination of attorneys who are well-positioned to protect the legal rights and financial interests of policyholders. If your property insurance claim was denied, we can help. For a free consultation, please call us today at (954) 990-5251. With an office in Sunrise, we represent policyholders in Broward County and throughout the state of Florida.

Source:

 bocapost.com/lawsuits/slip-and-fall-lawsuit-filed-over-alleged-incident-at-aura-boca-property/