Sunrise Property Insurance Claim Lawyer
When you purchased your homeowners insurance policy, you hoped that the coverage would be there to protect you in the event that your property ever became damaged. While insurance companies sometimes pay out on claims without dispute or delay, that does not always happen. Sometimes, insurance companies act in bad faith and when they do, it makes things very difficult for homeowners. If you need help fighting for your rights, our Sunrise property insurance claim lawyer can help.
Common Types of Property Damage Claims
There are many different types of damage that may affect your home. In fact, 1 out of every 15 homeowners will have to file a property insurance claim at some point. There are many common types of property damage claims and they include:
- Water damage, including weather-related and internal damage
- Wind damage
- Theft
- Hail
- Hurricane damage
- Tornado damage
- Fire damage
Regardless of what type of damage your home sustained, you should never take it for granted that your insurance company will automatically approve your claim. A property insurance claim lawyer can help if you have been denied.
How to File a Property Insurance Claim
One of the best ways to protect your insurance claim after property damage is to make sure you are following the appropriate steps. The main steps when filing a claim are as follows:
- Document the damage: When filing a claim, it is critical that you properly document the damage. This can include taking photos of the damage and even hiring a professional appraiser who can assess the damage, as well. All of this documentation will prove the extent of the damage so you have the best chance of having a claim approved.
- Review your policy: It is critical that you are familiar with the terms within your insurance policy. The insurance company will use any lack of knowledge to confuse you and deny your claim, so it is important to know what your policy stipulates.
- Provide immediate notice: As soon as your property becomes damaged, you should notify the insurance company as soon as possible. Your policy likely outlines a certain amount of time you have to notify the insurer and it is important that you comply with it.
- Keep maintenance documents: It is important to keep any documents pertaining to maintenance of the property before and after any damage. Keeping records of before damage occurred will show that you properly maintained the property. You also have an obligation to try and mitigate any damage. Due to this, if you make temporary repairs to preserve the property after a storm, broken pipe, or other damage, it is critical to keep records of this, as well.
Call Our Property Insurance Claim Lawyer in Sunrise for Help
If your property has become damaged, do not file an insurance claim on your own. Our Sunrise property insurance claim lawyer at Geyer Fuxa Tyler can submit all necessary documentation and communicate on your behalf so you have the best chance of obtaining a successful outcome. Call us today at (954) 990-5251 or contact us online to schedule a consultation and to learn more about your legal options.