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Florida Insurance & Litigation Lawyers / Sunrise Denied Hurricane Claim Lawyer

Sunrise Denied Hurricane Claim Lawyer

More than 37,000 home insurance claims in Florida have been denied following Hurricane Helene and Hurricane Milton. More than 80 percent of claims related to Hurricane Milton and over 68 percent related to Hurricane Helene are still incomplete, according to the Florida Office of Insurance Regulation. Fortunately, if your claim has been denied, it does not necessarily mean you will not receive the coverage you need and deserve. Our Sunrise denied hurricane claim lawyer can provide sound legal advice and help you fight back after a denial.

Common Reasons for Hurricane Insurance Denials

There are many reasons insurance companies provide for denying hurricane insurance claims, but this does not mean they are all valid. Some of the most common reasons are as follows:

  • Missing documentation: Your insurer may deny your claim due to missing documentation. Sometimes, this is a valid reason but in others, it is not. Review your policy to determine the documents your insurer needs so you can make sure to provide them.
  • Damage not covered: Insurers also often argue that the damage you are trying to claim is not covered. Again, sometimes this is true and sometimes it is not. For example, the insurance adjuster may argue that the damage was caused by flooding and not wind. While wind damage is usually covered, homeowners typically need to purchase a separate policy for flooding.
  • You failed to mitigate damage: Property owners are required to try and mitigate damage as much as possible. For example, if wind from a hurricane broke your window, you should make temporary repairs so the damage does not become worse. If you fail to do this, the insurance company will likely deny your claim.

What to Do After a Denied Hurricane Insurance Claim

Being denied coverage after a hurricane may seem hopeless. Fortunately, it is not. There are many steps you can take to protect your rights. They include:

  • Review the denial: Your insurance company has a legal obligation to provide you with a reason for a claim denial. When you receive notice of the denial, review it carefully to determine if there is any additional documentation you need to provide.
  • Collect and submit additional evidence: Once you understand the additional evidence you may need, collect and submit it. This may include additional repair estimates, new photos, or a record of repairs to prove the extent of your losses.
  • Request a reassessment: After you have submitted any new evidence, you can ask your insurance copay to reassess the claim. Making a formal written request can help ensure that you obtain a more favorable outcome.

Call Our Denied Hurricane Insurance Claim Lawyer in Sunrise Today

At Geyer Fuxa Tyler, our Sunrise denied hurricane insurance claim lawyer can review your policy, file the necessary paperwork, and negotiate with the insurer on your behalf after being denied coverage. The situation is not hopeless and you can still obtain the coverage you need. Call us today at (954) 990-5251 or fill out our online form to schedule a consultation with our expressed attorney and to get the legal help you need.

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If you are having difficulty receiving coverage or compensation on your insurance claim, call our office for a free consultation. Several of our attorneys and staff members speak Spanish, and we are always here to serve you.

We take cases on a contingency fee basis, which means that our fees and costs are contingent on achieving a positive result for you. In many cases, however, our fees and expenses are paid mostly or entirely by the insurance company.

By submitting this form I acknowledge that contacting Geyer Fuxa Tyler through this website does not create an attorney-client relationship, and any information I send is not protected by attorney-client privilege.

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