St. Petersburg Hurricane Helene Insurance Claims Lawyer

Hurricane Helene made landfall in the Big Bend area of Florida on September 26, 2024, and it caused catastrophic damage in Florida and as it moved north along the east coast. Although the hurricane initially made landfall north of the St. Petersburg area, the Florida Climate Center emphasizes that Hurricane Helene’s “forward momentum and outer bands produced strong onshore winds and pushed large amounts of water onshore, generating record high storm surge levels.” Indeed, that storm surge affected homes and communities as far as 170 miles south of the Tampa Bay area, and much of the area near St. Petersburg’s shore was left flooded and covered in sand. Did you experience any damage? Contact our experienced St. Petersburg Hurricane Helene insurance claims lawyer to get assistance with your hurricane insurance claim today.

Understanding Hurricane Helene Insurance Claims in St. Petersburg

Although St. Petersburg was significantly south of Hurricane Helene’s site of landfall, as we noted above, the hurricane brought significant rainfall and storm surge to the St. Petersburg area. As a result, many insurance claims in the St. Petersburg area that have been filed (or that are still to be filed) in the aftermath of the storm are related to flood damage.

If you have substantial flood damage, whether or not it is in addition to wind and other related damage, it will be critical to work with an attorney to closely examine your insurance policy or policies and the coverage you have. Typically, standard homeowners’ insurance policies for properties in St. Petersburg do not include flood damage and any damage that has resulted from storm surge such as mold — homeowners must usually purchase additional flood insurance. Hurricane Helene claims can also include claims for wind damage and other forms of hurricane damage made through standard homeowners’ insurance policies.

How to File a Hurricane Helene Insurance Claim in St. Petersburg

When you begin the process of filing a claim, it is essential to have documentation. Before you attempt to make any repairs to your home — even repairs designed to mitigate future damage — you should document all of the Hurricane Helene damage your property sustained. Where you are able to do so, it is important to take steps to prevent additional damage. For example, you might cover a blown-out window with a tarp. After you have documented and made necessary repairs for the time being, you should immediately notify your insurance company that you will be filing a claim.

Next, you should get in touch with an attorney who can help you as you go through the details of your insurance policy or policies, along with any additions or riders. It will be critical to understand the specific nature of the coverage you have and to file your claim with an eye toward what your policies entitles you to receive.

Contact the St. Petersburg Hurricane Helene Insurance Claims Lawyers at Geyer Fuxa Tyler Today

Whether you are appealing a denied Hurricane Helene claim or seeking to file an initial insurance claim, you should have an experienced attorney at Geyer Fuxa Tyler on your side. Contact our experienced St. Petersburg Hurricane Helene insurance claims lawyer today.