Fort Lauderdale Insurance Coverage Dispute Lawyer
If you have a valid insurance claim and your insurance company is refusing to properly investigate your claim or pay the full coverage, you may feel frustrated and unsure of what to do next. You may also not know how to hold your insurer accountable for doing the right thing. Our Fort Lauderdale insurance coverage dispute lawyer can help you file a lawsuit against the company, or negotiate with them for the fair settlement you are entitled to.
What are Common Insurance Coverage Disputes?
Insurance companies and policyholders both have certain obligations to each other. Policyholders must pay their monthly or yearly premiums and in exchange, insurance companies must provide coverage in the event of a covered loss. Unfortunately, while policyholders typically fulfill their obligations, they are surprised to learn the insurance company tries to deny them coverage after a loss. This can lead to disputes, and there are many common types. These include:
- The insurance company fails to investigate the facts of the claim in a timely manner
- The insurance company deliberately acts in a manner that is unfair, unjust, or harmful
- The insurer argued that the loss was not included in the policy when it is
- The insurer refused to offer a fair settlement when it was reasonable to do so
- The insurer denied your claim without investigating the facts or providing you with reason for doing so
Any time you have a dispute with an insurance company, it is critical that you speak to an attorney. An attorney can advise you of your rights and help you resolve your dispute.
Your Rights when Dealing with the Insurance Company
Bad faith actions are taken very seriously in Florida. There are many state laws that protect the rights of policyholders. Your insurance company is required to act in your best interests and to take certain actions as quickly as possible. Insurance companies are also required to act in an honest and reasonable manner when handling claims. They must provide you with a statement fully explaining the coverage under your policy and the settlement they are willing to offer.
To ensure your rights are upheld, it is important to file a claim in a timely manner. You should also notify your insurance company as soon as possible, and in the manner specified in the policy. If you have taken all necessary steps and your insurer still disputes your claim, it is important to seek legal advice. Your insurance company may be acting in bad faith and if so, there are steps you can take to make it right.
Our Insurance Coverage Dispute Lawyer in Fort Lauderdale Can Help
Insurance disputes are complex and challenging. At Geyer Fuxa Tyler, our Fort Lauderdale insurance coverage dispute lawyer can help with yours to resolve it and ensure you receive the best possible outcome. Call us today at (954) 990-5251 or fill out our online form to schedule a consultation with our experienced attorney and to learn more about how we can help with your case.