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Florida Insurance & Litigation Lawyers / St. Petersburg Denied Hurricane Claim Lawyer

St. Petersburg Denied Hurricane Claim Lawyer

Did you know that anywhere from 10 to 40 percent of hurricane insurance claims are denied after a storm makes landfall in Florida? That information comes from the Florida Office of Insurance Regulation (FLOIR) and includes claims in the St. Petersburg area. With the high costs of property insurance, homeowners in St. Petersburg should be able to expect that their insurance claims will be investigated and paid out in a timely manner. However, thousands of St. Petersburg homeowners receive claim denials in the aftermath of hurricanes. If you filed a hurricane claim and were denied, you should not wait to seek legal help. Contact our experienced St. Petersburg denied hurricane claim lawyer today.

What is a Denied St. Petersburg Hurricane Insurance Claim?

What does it mean when a hurricane insurance claim is denied in St. Petersburg? It means that the insurance company has found a reason that it does not have to pay out the claim it received in full or partially, and that the insurance company has offered a reason for the denial.

If you submitted a hurricane insurance claim in St. Petersburg and had the claim denied in whole or in part, it is important to begin learning about your options for appealing the denial by getting in touch with an attorney at Geyer Fuxa Tyler.

Common Reasons for Denied St. Petersburg Hurricane Claims

Hurricane insurance claims can be denied for various causes, and data from the Florida Office of Insurance Regulation (FLOIR) estimates thousands of hurricane claims after Helene and Milton have already been denied in the St. Petersburg area despite widespread property damage. Why are hurricane claims most frequently denied? Consider the following reasons:

  • Property owner failed to pay insurance premiums;
  • Property owner failed to document the damage to the property accurately or appropriately;
  • Property owner made repairs prior to properly documenting the hurricane damage;
  • Property owner failed to mitigate damage after the storm by protecting damaged property from subsequent rain, winds, or similar by boarding up or tarping the areas, for example;
  • Condition of the property prior to the hurricane was not accurately documented;
  • Claim was for pre-existing property damage, meaning that the damage was not caused by the hurricane;
  • Property owner did not take steps ahead of the hurricane to limit damage that would have otherwise been preventable;
  • Property owner did not file the claim according to the terms of the policy;
  • Property owner missed a deadline related to the claim or the policy; and/or
  • Insurance company acted in bad faith.

There are other reasons that insurance claims can be denied, as well, and it is critical to discuss the details with an attorney who has experience handling hurricane claim denials and confronting insurance companies when they are acting in bad faith.

Reach Out to Our St. Petersburg Denied Hurricane Claim Lawyers Today

Did you recently file a hurricane insurance claim in St. Petersburg only to receive a denial? The firm of Geyer Fuxa Tyler can help you to seek the insurance coverage you are owed under the terms of your policy. Contact our experienced St. Petersburg denied hurricane claim lawyer today to find out more about how we can assist you.

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If you are having difficulty receiving coverage or compensation on your insurance claim, call our office for a free consultation. Several of our attorneys and staff members speak Spanish, and we are always here to serve you.

We take cases on a contingency fee basis, which means that our fees and costs are contingent on achieving a positive result for you. In many cases, however, our fees and expenses are paid mostly or entirely by the insurance company.

By submitting this form I acknowledge that contacting Geyer Fuxa Tyler through this website does not create an attorney-client relationship, and any information I send is not protected by attorney-client privilege.

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