Switch to ADA Accessible Theme
Close Menu
Florida Insurance & Litigation Lawyers / Orlando Insurance Appraisal Dispute Lawyer

Orlando Insurance Appraisal Dispute Lawyer

After a storm sweeps through Orlando, you might submit a claim for property damage. However, the insurer only wants to pay a fraction of what you request. In short, they think your claim isn’t worth as much as you do. Appraisal is a technique for resolving disputes involving the value of an insurance claim. Call Geyer Fuxa Tyler today to discuss whether you should pursue this option. An Orlando insurance appraisal dispute lawyer can meet for a consultation.

Should You Request Appraisal?

Appraisal is a type of alternative dispute resolution, which allows parties to resolve disputes outside of court. Appraisal has the potential to help resolve a claim much faster than full-fledged litigation. That’s good news if you are waiting patiently for a check from your insurance company.

The purpose of appraisal is to reach an agreement on the value of the claim. For this reason, appraisal is typically not used when the issue in dispute is whether a loss is even covered.

Some insurance policies have an appraisal clause. This clause will allow one side to request appraisal, and the other must participate once requested. However, not all Florida insurance contracts contain an appraisal clause, so read your policy. You can also reach out to our firm to discuss whether this is an option.

How Does Appraisal Work?

Most people know what an appraisal is. Someone who is an expert will inspect property to determine its value. In the insurance context, an appraiser will determine how much property has declined in value after an incident like fire or water damage.

Generally, the appraisal clause will require that each side pick their own appraiser who is competent and unbiased. Then, these two appraisers will choose a third to act as an umpire in the event there is a dispute.

One or both sides may waive their right to an appraisal, even when it is part of an insurance policy. This waiver can sometimes take the form of certain actions that are inconsistent with participating in appraisal. For example, filing a lawsuit is a clear way to waive your right as a policyholder.

Florida law requires that insurance companies offer mediation before demanding that a policyholder participate in appraisal. Mediation is a non-adversarial way to work toward a joint resolution to any legal dispute. You will meet with a trained mediator to discuss the dispute and possibly find common ground. If the insurer doesn’t offer mediation, then they have waived their right to appraisal.

Are You Interested in Appraisal? Contact Our Orlando Insurance Appraisal Dispute Lawyers

Appraisal has certain costs and benefits. It is an effective way to solve a dispute in some situations, but a property owner might try to avoid appraisal in other cases. Call Geyer Fuxa Tyler to discuss your specific situation. Our goal is to fight to get the best resolution possible for our clients who have an insurance dispute. For some clients, this might mean enforcing an appraisal clause in an insurance policy, whereas for other clients our focus will be on avoiding appraisal at all costs.

Need litigation services?
Struggling with a claim?let's discuss your case!

If you are having difficulty receiving coverage or compensation on your insurance claim, call our office for a free consultation. Several of our attorneys and staff members speak Spanish, and we are always here to serve you.

We take cases on a contingency fee basis, which means that our fees and costs are contingent on achieving a positive result for you. In many cases, however, our fees and expenses are paid mostly or entirely by the insurance company.

By submitting this form I acknowledge that contacting Geyer Fuxa Tyler through this website does not create an attorney-client relationship, and any information I send is not protected by attorney-client privilege.

protected by reCAPTCHA Privacy - Terms
What Our Clients Say