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Florida Insurance & Litigation Lawyers / Orlando Denied Hurricane Claims Lawyer

Orlando Denied Hurricane Claims Lawyer

Hurricane season is busy in Florida. According to the National Oceanic and Atmospheric Association (NOAA), Florida experienced a “record-breaking” hurricane season in 2024, and we anticipate more storms on the horizon. Insured property owners can breathe a sigh of relief—at least, until they need to submit a claim.

Just as the number of storms is increasing, the number of denied claims has jumped in Florida recently. Insurance companies are more aggressively denying claims for hurricane damage, all with an eye to protect their profits. Some insurers are even exiting Florida because they no longer want to cover property damage. Call our firm to speak with an Orlando denied hurricane claims lawyer.

Hurricane Damage

Hurricanes combine extreme winds with lots of water to damage even the strongest structures. Even worse, tornadoes can form on the edges of a hurricane, increasing the odds of massive structural damage. A recent hurricane in Florida generated 46 tornadoes!

The intense winds can:

  • Topple trees, which land on cars and buildings.
  • Tear off siding from a building.
  • Blow out windows and allow water to intrude.
  • Lift the roof off a building.

Up to six inches of rain can be dumped during a hurricane, causing flash flooding and creating the risk of significant water intrusion. Water can damage drywall and floorboards, while creating the perfect conditions for black mold to grow in the days and weeks ahead.

What to Do if Your Claim is Denied

Ideally, policyholders should quickly submit a claim to their insurance company for hurricane damage. Remember to fully support the claim with pictures or video of the damage. Your insurer might also ask for an itemized list of damaged items in your home.

What should you do if a claim is denied?

  1. Read the denial to understand the reason why. Your insurer should spell out the reasons with citations to the insurance contract. Some common reasons include pre-existing damage or uncovered losses.
  2. Call an attorney. We will have a better idea of how to respond to the denial when we meet and read all communications from your insurance carrier.
  3. Gather supporting evidence. Often, we can fight a denial by supplementing your claim with more evidence of the loss. Collect pictures, receipts, and repair estimates.
  4. Consider legal options. There are many ways to respond to a denied claim. We might seek arbitration or mediation. We can also file a lawsuit against the insurance company to enforce the contract or raise claims of bad faith.

Many policyholders hire a public adjuster to help them with a claim. Although an excellent resource, public adjusters cannot engage in the practice of law. That means they cannot negotiate a settlement for you or help with arbitration or litigation. Instead, you need an experienced law firm with deep roots in the insurance industry.

Call the Orlando Denied Hurricane Claims Lawyers at Geyer Fuxa Tyler

An Orlando denied hurricane claim lawyer will meet to discuss your claim and the damage you suffered. We can then map out different ways to respond to the denial. Call us to schedule your consultation.

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Struggling with a claim?let's discuss your case!

If you are having difficulty receiving coverage or compensation on your insurance claim, call our office for a free consultation. Several of our attorneys and staff members speak Spanish, and we are always here to serve you.

We take cases on a contingency fee basis, which means that our fees and costs are contingent on achieving a positive result for you. In many cases, however, our fees and expenses are paid mostly or entirely by the insurance company.

By submitting this form I acknowledge that contacting Geyer Fuxa Tyler through this website does not create an attorney-client relationship, and any information I send is not protected by attorney-client privilege.

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