Florida Hurricane Milton Insurance Claims Lawyer
Hurricane season in Florida is an extremely anxiety-inducing period for Florida property owners. Hurricane Milton made landfall on October 9 as a Category 3 storm — a major hurricane. It resulted in 126 tornado warnings, 45 tornado reports, and estimates of between $160 billion and $180 billion dollars in damage. In areas across the state, homeowners are expecting insurance payouts, and it is important to seek legal help with any hurricane claim. Contact our experienced Florida Hurricane Milton insurance claims lawyer today.
Understanding Insurance Claims in Florida After Hurricane Milton
After a damaging hurricane like Hurricane Milton, homeowners expect to be able to file a hurricane insurance claim in order to seek compensation for property damage. Yet it is important to know that homeowners’ insurance for hurricane damage may not cover all forms of damage associated with a major hurricane. To be sure, property insurance will cover wind-related damage to most homes in Florida, but your policy may even have some wind exclusions if your home is in a particularly high-risk area for hurricanes.
You should also know that standard homeowners’ or property insurance in Florida does not provide coverage for flooding damage. Flooding due to storm surge is considered flood damage, and property owners must have additional flood insurance to cover this type of damage.
How Do I File an Insurance Claim in Florida After Hurricane Milton?
When you begin the process of filing a claim, it will be necessary to have a clear understanding of the types of coverage you have and the steps you may need to take for varying coverages. You should also be aware of exclusions associated with your policy or policy so that you know what is not covered. Prior to any hurricane, it is critical to have an inventory of your property and photos that show that condition of the property prior to the hurricane damage.
To begin the claims process, you will need to contact your insurance company and document everything inside and outside your property as fully as possible to show the hurricane damage. While an adjuster will also come out to document damage, you could be waiting for days or even longer, especially in the aftermaths of major hurricanes like Milton. Accordingly, you should document the damage as quickly as possible and identify a timeline of when the damage occurred.
Common Issues with Hurricane Milton Insurance Claims in Florida
There are many issues or problems that can arise for property owners with hurricane claims, including Hurricane Milton claims.
Common issues include but are not limited to hurricane claim denials, delays in investigating and paying out claims, errors in assessing damages, and insurance bad faith. An attorney can help you to negotiate fair compensation from the insurer and to litigate any disputes you have with the insurer.
Our Florida Hurricane Milton Insurance Claims Lawyers Are Here to Help
Do you need assistance with a Hurricane Milton insurance claim? Geyer Fuxa Tyler can assist you. Contact our experienced Florida Hurricane Milton insurance claims lawyer today.