Switch to ADA Accessible Theme
Close Menu
Florida Insurance & Litigation Lawyers / Clearwater Insurance Coverage Dispute Lawyer

Clearwater Insurance Coverage Dispute Lawyer

Residents of Clearwater, Florida routinely enter into agreements with insurance companies to buy insurance coverage. Insurance companies sell many different types of insurance in Clearwater, including homeowners’ insurance, commercial property insurance, flood insurance, and automobile liability insurance. Contact our experienced Clearwater insurance coverage dispute lawyer to find out more about how the firm of Geyer Fuxa Tyler can assist you if you are engaged in an insurance coverage dispute with an insurance company in Florida..

What is Insurance Coverage in Clearwater?

To understand why insurance coverage disputes happen in Clearwater, it is essential to understand what insurance coverage entails and how it works. The term “coverage” refers to the specific terms in an insurance policy, clarifying what losses will be repaid and at what rate by the insurance company if the policyholder experiences those losses.

When a party obtains homeowners’ insurance, for example, the policy details the insurance coverage, which may include repayment up to a certain amount for a total loss of the home in particular outlined circumstances, or specific amounts that will be repaid for the loss of a particular element of the property and for “covered” reasons (such as a roof being covered up to, for example, $25,000 if it is damaged or destroyed as a result of wind damage from a hurricane).

When the insurer and the policyholder reach an agreement on terms and the policyholder complies with premium payments and other requirements, the policyholder expects that they will receive coverage according to the terms of the policy if they sustain any of the types of damage listed. Yet insurance coverage disputes arise in Clearwater when insurance companies and policyholders do not agree to the terms of the coverage ultimately being offered after a claim has been submitted.

Types of Claims Leading to Clearwater Insurance Coverage Disputes

Almost any type of insurance claim in the Clearwater area can give rise to an insurance coverage dispute, including but not limited to:

  • Homeowners’ insurance;
  • Flood insurance;
  • Commercial property insurance;
  • Business liability insurance; and
  • Automobile liability insurance.

Some of these forms of coverage (such as sinkhole coverage) may be included in your policy through an endorsement, while other types of coverage, such as flood insurance coverage, must typically be purchased separately. In other words, a homeowner in Florida will typically have a homeowners’ insurance policy and a separate flood policy. Coverage disputes can occur for varied reasons, including errors made by either the policyholder in submitting the claim or the insurance company in reviewing or investigating the claim. Some coverage disputes can also arise when the insurance company acts in bad faith. An experienced attorney at Geyer Fuxa Tyler can assist you no matter what the issue is that gave rise to the coverage dispute in which you are engaged with a Florida insurance company.

Reach Out to Our Clearwater Insurance Coverage Dispute Lawyers

Policyholders expect their claims to be paid out when they submit them, but insurance companies often disagree about the availability or amount of coverage available, and an attorney at the firm of Geyer Fuxa Tyler can help policyholders. Contact our experienced Clearwater insurance coverage dispute lawyer today.

Need litigation services?
Struggling with a claim?let's discuss your case!

If you are having difficulty receiving coverage or compensation on your insurance claim, call our office for a free consultation. Several of our attorneys and staff members speak Spanish, and we are always here to serve you.

We take cases on a contingency fee basis, which means that our fees and costs are contingent on achieving a positive result for you. In many cases, however, our fees and expenses are paid mostly or entirely by the insurance company.

By submitting this form I acknowledge that contacting Geyer Fuxa Tyler through this website does not create an attorney-client relationship, and any information I send is not protected by attorney-client privilege.

protected by reCAPTCHA Privacy - Terms
What Our Clients Say