Category Archives: Property Insurance
“Before-and-After” Photos When Filing a Property Insurance Claim in Fort Lauderdale
Photographs may play a surprisingly important role in the success of your property insurance claim. Fortunately, almost every Florida resident today has access to a powerful camera in the palm of their hand – allowing you to take clear and effective photographs of your home when filing a claim. That being said, photos taken… Read More »
Will My Property Insurance Premiums Go Up in Fort Lauderdale?
Premium hikes represent one of the most common concerns for Fort Lauderdale homeowners. Whether you have recently filed a claim or your area has been hit by a major storm, you might be wondering whether your premiums will increase in the near future. When can an insurance company legally increase your premiums? Is there… Read More »
Are There Any Alternatives to Traditional Home Insurance in Fort Lauderdale?
Many homeowners in Fort Lauderdale today feel discouraged about property insurance – for obvious reasons. Premiums are so high that in some cases, they surpass monthly mortgage payments. In addition, denied property home insurance claims in Fort Lauderdale are a perennial issue. With so many challenges, some homeowners are considering alternatives to traditional insurance…. Read More »
New Law Could Force Insurance Companies to Provide Windstorm Coverage in Florida
Although many accuse Florida’s government of being too lenient toward insurance companies, some lawmakers are trying their best to protect the rights of average homeowners. A new law could make it easier to get windstorm coverage, and this may prove to be a game-changer for those pursuing property insurance claims in Fort Lauderdale. How… Read More »
Leaving Your Fort Lauderdale Property: Could It Invalidate Your Insurance?
If you read the fine print of your property insurance policy, you may discover some interesting rules about leaving your home unattended for a prolonged period. Each policy is different, but this may be of interest to anyone who plans to be on vacation for more than a few days. Why is this rule… Read More »
When Might I Need a Property Insurance Lawyer in Fort Lauderdale?
Many people are reluctant to hire property insurance lawyers. Some may wonder whether they truly need legal assistance, especially if their insurers are telling them that hiring a lawyer is unnecessary. When might a property insurance lawyer in Fort Lauderdale help you? What exactly do they do? Property Insurance Lawyers Can Help With Bad… Read More »
Florida Appeals Court Rules for Property Owner in Dispute Over Post-Loss Obligations, Appraisal Rights
On January 16th, 2019, the Third District Court of Appeals for the State of Florida ruled in favor of a homeowner in a property insurance dispute. In the case of Safepoint Insurance Company vs. Eduardo Gomez, et al., the court affirmed the decision of a lower court — determining that the insurance company improperly… Read More »
Florida Appeals Court Rules in Favor of Policyholder in Assignment of Benefits Case
On February 9th, 2018, Florida’s Fifth District Court of Appeal ruled in favor of the policyholder in the case of Restoration v. ASI Preferred. This case involved a dispute of the assignment of benefits, a hot topic in Florida in recent years. Specifically, the issue at stake was whether or not an insurance company… Read More »
Florida Appeals Court Rules for Policyholder in Bad Faith Insurance Dispute
On January 19, 2018, Florida’s Fifth District Court of Appeal issued an important decision in the case of Philip Landers v. State Farm Florida Insurance Company. This ruling could make it a little bit easier for policyholders to file a bad faith lawsuit in Florida in the future. In this post, our experienced Fort… Read More »
Florida Insurance Law: Understanding Your Insurer’s Duty to Defend
Most Broward County homeowners have some level of liability insurance. This coverage will provide you with certain protections in the event that you are sued by another person. Under Section 627.4137 of the Florida Statutes, insurance companies that offer liability coverage are subject to certain disclosure requirements. In the event that a lawsuit is… Read More »