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Monthly Archives: January 2018

GavelBooks

Proof of Loss in Florida: Four Frequently Asked Questions (FAQs)

By Jeremy Tyler |

To obtain full compensation for your property damage, you must be able to prove your losses. Of course, this is not surprising. The big insurance companies simply do not trust policyholders to determine the value of their own damage. However, there is a little more to this requirement than many policyholders realize. After making… Read More »

HomeReno

Understanding Florida’s ‘Right to Repair’ Insurance Rules

By Maria Fuxa |

Many property insurance policies contain ‘Right to Repair’ provisions. Also known as ‘Option to Repair’ provisions, these clauses may give the insurance company considerable power to control the repairs to your home. Your Florida property insurance policy may have this type of clause, even if you have never heard of it before. While it… Read More »

PropInsurance2

How Does a Total Property Loss Affect My Mortgage?

By Jeremy Tyler |

For Florida homeowners, a total property loss can be absolutely devastating. As we all know, a house is more than a structure that is sitting on a parcel of land. It is a home that is filled with precious memories and sentimental possessions. Dealing with a total loss, whether from a fire or a… Read More »

Money2

Florida Appeals Court Rules in Favor of Homeowners in Dispute Over ‘Actual Cash Value’

By Jeremy Tyler |

Section 627.7011(3) of the Florida statutes controls property insurance claims that are filed for ‘full replacement costs’. Under the state’s insurance regulations, if a Florida homeowner files a claim for the replacement cost of their property damage, then the insurance company is required to immediately pay the ‘actual cash value’ of the losses. Then,… Read More »

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