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Will the insurance company pay me for heirlooms that are damaged?

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Transcript:

Generally in Florida, personal property losses are covered under your homeowners insurance policy. However, there may be limits to the amount of coverage provided for collectibles or valuable jewelry. You need to review your policy with a qualified professional to determine whether your heirlooms are covered in full or whether there may be a limit on the amount you can recover for loss to those heirlooms.

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