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When does a homeowners’ insurance company act in “bad faith”?

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In Florida, your homeowners insurance company must act in good faith according to Florida law. If your insurance company does not act in good faith regarding your claim, you may have a claim for bad faith damages against your insurance company. How do you know if your insurance company has acted in bad faith? An insurance company has an obligation to engage in fair claim settlement practices. Your insurance company has to timely address your claim. Other factors determine whether or not your insurance company has acted in good faith or bad faith. If you feel you have a bad faith claim against your insurance company, you should seek the advice of an attorney.

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