Tag Archives: Property Insurance Claims
Property Insurance Claims: Should I Sign the Release Form?
You should review, in extensive detail, any important document before signing. While this is always a smart practice, it is even more critical when it comes to property insurance claims. Florida courts have a strong presumption in favor of enforcing the terms of a signed document. This is true even if the policyholder did… Read More »
Lightning Damage Property Insurance Claims
According to data from the National Weather Service, Florida leads the nation in lightning strikes. In fact, more than ten percent of the all lightning damage property insurance claims come from Florida residents. Lightning can damage property in a number of different ways. You should know if your policy covers your damage, and how… Read More »
Was Your Florida Leak Damage Claim Denied As ‘Long Term Damage’?
Your property insurance policy will usually cover damage caused by a leak. But, some Florida property owners find their claim denied as ‘long term damage’. Damage caused by a long term leak is often excluded in many homeowner’s insurance policies. This is because homeowners should take reasonable actions to prevent leaks from getting worse…. Read More »
Are You Getting a Fair Property Insurance Claim Settlement Offer?
Suffering property damage to your home or business can be devastating. Most likely, you will want to file your insurance claim and resolve the issue as quickly and smoothly as possible. Unfortunately, sometimes property insurance companies take advantage of this natural impulse. Florida insurance companies are required to act in good faith under the… Read More »
Property Insurance Claims: Ensuing Loss
Most property insurance policies have provisions that exclude coverage for certain types of damage. Sometimes, however, an excluded type of damage leads to or creates losses that are covered. If so, those additional losses may in fact be covered under your insurance policy’s ensuing loss provisions. So even if your property damage was excluded… Read More »
Handling Insurance Company Document Requests
The property insurance claims process is often confusing and stressful. One of the more frustrating elements of the process is the seemingly endless requests for supporting documents. It can feel like the insurance company is looking for a never ending mountain of impossible-to-find, non-existent, or completely irrelevant information. Unfortunately, these document requests can often… Read More »