Tag Archives: Fort Lauderdale Property Insurance Lawyers
Property Insurance Law: When Does Florida Allow Plaintiffs to Recover Attorneys’ Fees
Imagine that your Florida property insurance claim was wrongfully denied or substantially underpaid by the insurance company. No doubt, you want to bring a legal claim to get the full compensation that is owed to you. You pay your insurance premiums and you should not be on the hook for this loss. But, can… Read More »
Understanding Florida’s ‘Right to Repair’ Insurance Rules
Many property insurance policies contain ‘Right to Repair’ provisions. Also known as ‘Option to Repair’ provisions, these clauses may give the insurance company considerable power to control the repairs to your home. Your Florida property insurance policy may have this type of clause, even if you have never heard of it before. While it… Read More »
Tips for Filing a Roof Damage Insurance Claim in Florida
For Florida homeowners, there are few things more frustrating and concerning than discovering significant roof damage after a major storm. Not only are roof damage insurance claims highly complex, but even mild roof damage can turn into a catastrophic problem if it is left unrepaired. To help you get through the roof damage claims… Read More »
Florida Appeals Court Case Highlights Importance of Post-Loss Obligations
On August 30th, 2017, Florida’s Third District Court of Appeal issued a decision in the case of Siegel v. Tower Hill Signature Insurance Company. Initially, a lower court had ruled against the homeowners (the Siegels) on the grounds that they failed to comply with some of the post-loss obligations contained within their insurance policy…. Read More »
The Tornado Threat in South Florida
Tornado Alley is a colloquial term for that portion of the Midwest and Southern Great Plains where the tornado threat is exceedingly high. Florida is many hundreds of miles away from the heart of tornado alley. Yet, despite what many people believe, tornados are still a real threat in our region. Most famously, the… Read More »
Property Insurance Disputes: Matching
Imagine that big storm comes rolling through your property, causing considerable damage to your roof or the siding on your home. While the storm did not cause a total loss, the damage is substantial, and you will need to make a property insurance claim to obtain fair compensation for your losses. This leads to… Read More »
Four Tips to Help You Prepare for Giving a Recorded Statement
Was your property damaged in Broward County? If so, you may soon receive a phone call from an insurance adjuster asking you to give a recorded statement. This can be stressful for property owners who may not feel fully comfortable submitting to questioning. Still, giving a statement may be required under the terms of… Read More »
Florida Court Rules in Favor of the Insurer in Complex Bad Faith Insurance Case
On November 17, 2016, the U.S. District Court for the Middle District of Florida ruled in favor of Travelers Casualty and Surety in a dispute over an insurance settlement agreement. The court found the agreement unenforceable under Florida law due to fraud and collusion on the part of the policyholder, Culbreath Isles Property Owners… Read More »
Florida Property Damage Claims: What You Need to Know About Initial Settlement Offers
In the event that you are forced to make a property damage claim for your Florida home, you will be protected by the state’s Homeowner Claims Bill of Rights. This statute provides critical legal protections for property owners. It also puts many obligations on insurance companies. For example, in Florida all insurers have a… Read More »
Three Things You Should Know About Water Damage and Insurance Claims
Did your home or business suffer major water damage? If so, you are not alone. Water damage is one of the most common reasons why people file property insurance claims. In fact, the Insurance Journal reports that 30 percent of all homeowner claims filed between 2009 and 2015 were due to water damage. About… Read More »