Tag Archives: Fort Lauderdale Property Insurance Attorney
Are Your Pipes Leaking? You Need to Take Action
A leaking pipe is a big problem. If you notice that any of your home’s pipes are leaking, you need to take immediate action to address the issue. Left unrepaired, a minor leak can cause very serious water damage over time. To makes matters even more challenging, gradual leak damage is subject to a… Read More »
Florida Appeals Court Rules That Insured Parties Are Only Allowed One Appraisal
On March 22, 2017, the Florida Third District Court of Appeal issued a decision in the case of Orlando Noa v. Florida Insurance Guaranty Association. In the case, the appeals court ruled that property owners may not circumvent an appraisal by applying for permits for more repairs than the appraisal awarded. Here, our Broward… Read More »
Fire Damage Insurance Claims: Frequently Asked Questions (FAQs)
Did your property recently suffer serious fire damage? If so, it is normal to feel overwhelmed and confused. Here, are answers to some of the most frequently asked fire damage claim questions. What Are the First Steps I Should Take After a Fire? After a fire, it is important to take proactive steps to… Read More »
Measure Twice, Cut Once – Irreparable Harm in the Option to Repair
by Jeremy Tyler, January 26, 2017 Florida’s Third District Court of Appeal knows that it is, “prudent to follow the old adage of carpenters ‘to measure twice and cut once.’” Florida Dept. of Agriculture and Consumer Services v. Lopez-Brignoni, 114 So. 3d 1135 (Fla. 3d DCA 2013). This is not a new concept. The reasoning is simple: it is… Read More »
Florida Property Insurance Claims: The Duty to Cooperate
The vast majority of property insurance policies contain a cooperation clause. Essentially, this provision will detail your contractual and legal obligations to cooperate with any investigation into your claim that is being conducted by the insurance company. Policyholders must take the time to understand their respective policy’s cooperation clause. Further, it is critically important… Read More »
Florida Property Insurance Claims: What You Need to Know About Proof of Loss
When you file a property damage claim, you want to be paid out as soon as possible so that you can get started making repairs. However, in some cases, there may be a delay. You may receive a proof of loss request from your insurance company before any settlement offer is made. If you… Read More »
Florida Property Insurance Claims: What is Depreciation?
You likely own many different valuable assets that experience wear and tear and will eventually need to be replaced. This loss of value is known as depreciation. Issues related to depreciation may potentially come up in your property insurance damage claim. In fact, many disputes arise over the valuing of depreciable property. Recovering Compensation… Read More »
Florida Property Damage Claims: Pipe Bursts
Pipe bursts are not small issues. If you have ever seen the damage caused by a broken pipe, you know that it can be extremely extensive. Beyond the initial flooding, there is also a serious risk that long-term problems such as mold or mildew might develop. If you have been the victim of a… Read More »
I Don’t Have Any Receipts, Can I Still Make a Property Insurance Claim?
Property insurance disputes arise for many different reasons. In some cases, there may be a disagreement over whether a particular type of property damage is covered at all. In other cases, it may be clear that the damage is covered, but there may be a sharp dispute over the value of the losses. In… Read More »
How to Understand Your Property Insurance Policy
Very few people fully understand all of the implications of their property insurance policy. It would be unrealistic to expect otherwise. Still, it is critically important that you have a reasonable understanding of your policy. Above all else, you need to know that you have selected the right policy for your needs. It is… Read More »