Tag Archives: Florida Property Insurance Lawyers
Florida Appeals Court Rules for Policyholder in Bad Faith Insurance Dispute
On January 19, 2018, Florida’s Fifth District Court of Appeal issued an important decision in the case of Philip Landers v. State Farm Florida Insurance Company. This ruling could make it a little bit easier for policyholders to file a bad faith lawsuit in Florida in the future. In this post, our experienced Fort… Read More »
I Just Suffered a Major Property Loss: What are My Options for Temporary Housing and Living Expenses?
In the truly unfortunate event that you have suffered major property damage, you may not be able to live in your home for a considerable period of time. For a victim and their family, this can be an incredibly stressful period in their life. Beyond repairing your property damage and dealing with the emotional… Read More »
Wind vs. Water – Don’t Let One Insurance Carrier Blame the Other
With Hurricane Irma bearing down on Florida, the potential for storm surge is high around the state. Storm surge is the rising of the ocean as a result of atmospheric pressure and wind associated with a storm. Storm surge is excluded under the typical home and business owner’s insurance policies through a “Water” or… Read More »
How to Understand Your Property Insurance Policy
Very few people fully understand all of the implications of their property insurance policy. It would be unrealistic to expect otherwise. Still, it is critically important that you have a reasonable understanding of your policy. Above all else, you need to know that you have selected the right policy for your needs. It is… Read More »
Florida Property Damage: Will I Always Get Money For Repairs?
Florida property owners are entitled to recover compensation for the full extent of the damages covered under their policy. Generally, we associate property insurance claims with the costs of making repairs, but in some cases repairs are not possible or are prohibitively expensive. In these situations, Florida property owners are instead able to recover… Read More »
Sinkhole Claims in Florida: The Importance of a Signed Contract
According to the Florida Department of Environmental protection: “Sinkholes are a common feature of Florida’s landscape.” Unfortunately, the typical homeowners insurance policy excludes coverage for sinkhole losses. However, it may be added via endorsement. The typical endorsement for sinkhole coverage provides that a “sinkhole loss” (defined as “structural damage to the principal building, including… Read More »
Handling Insurance Company Document Requests
The property insurance claims process is often confusing and stressful. One of the more frustrating elements of the process is the seemingly endless requests for supporting documents. It can feel like the insurance company is looking for a never ending mountain of impossible-to-find, non-existent, or completely irrelevant information. Unfortunately, these document requests can often… Read More »