Tag Archives: Florida Insurance Disputes
Did You Get a Check from the Insurance Company? Read This Before Cashing It
Under the Florida Homeowner Claims Bill of Rights, property insurance companies have a legal duty to pay policyholders for the full value of their covered damages without any undue delay. In the event that an insurer fails to live up to this duty, they could face a bad faith insurance practices claim. Unfortunately, with… Read More »
Florida Property Insurance: Understanding Agent Negligence
Imagine that your home just sustained major property damage. You know that you have stressful times ahead of you, but at least you also know that you have adequate property insurance coverage. However, when you go to file your claim, you find out that you do not actually have the coverage that you thought… Read More »
My Insurance Company Refuses to Pay My Full Claim – What Can I Do?
Disputes over property damage claims are common in Florida. You may end up in a dispute with your insurance company over the value of your damage or whether your damage is even covered at all. Further, you could run into a disagreement over many complicated sub-issues, such as the market value of damages, the… Read More »
Who Pays For Damage Caused by Fallen Trees?
Every year Florida faces many adverse weather events. Hurricanes and severe thunderstorms bring high winds and ferocious lightning strikes that can take down even the sturdiest trees. There is always potential that a tree could land on top of a residential or commercial structure. Fallen trees can cause tremendous amounts of property damage. They… Read More »
Florida Passes New Sinkhole Law
Recently, Florida Governor Rick Scott signed Senate Bill 1274 into law. The new law goes into effect on July 1, 2016, and will let Florida insurance companies offer a new type of limited sinkhole insurance coverage. The bill is a response to a 2011 law that had some unintended consequences. Florida homeowners will now… Read More »
ARE YOU READY FOR THE SEASON? HURRICANE SEASON THAT IS!
The dreaded hurricane season is once more upon Floridians, and it is a long one folks. From June 1st until the end of November, the media will be bombarding the populace with what one needs to do to be ready should a hurricane strike Florida. The topic will be the tropics and every news… Read More »
Lightning Damage Property Insurance Claims
According to data from the National Weather Service, Florida leads the nation in lightning strikes. In fact, more than ten percent of the all lightning damage property insurance claims come from Florida residents. Lightning can damage property in a number of different ways. You should know if your policy covers your damage, and how… Read More »