Tag Archives: Florida Insurance Disputes Attorneys
Florida Insurance Law: Understanding Your Insurer’s Duty to Defend
Most Broward County homeowners have some level of liability insurance. This coverage will provide you with certain protections in the event that you are sued by another person. Under Section 627.4137 of the Florida Statutes, insurance companies that offer liability coverage are subject to certain disclosure requirements. In the event that a lawsuit is… Read More »
Florida Property Damage Claims: What You Need to Know About Initial Settlement Offers
In the event that you are forced to make a property damage claim for your Florida home, you will be protected by the state’s Homeowner Claims Bill of Rights. This statute provides critical legal protections for property owners. It also puts many obligations on insurance companies. For example, in Florida all insurers have a… Read More »
Florida Property Insurance Claims: What You Need to Know About Proof of Loss
When you file a property damage claim, you want to be paid out as soon as possible so that you can get started making repairs. However, in some cases, there may be a delay. You may receive a proof of loss request from your insurance company before any settlement offer is made. If you… Read More »
Florida Property Insurance Claims: What is an Examination Under Oath?
An examination under oath is a verbal statement that is given to an insurance company after a property insurance claim has been filed. If the insurance company requests an examination under oath, insured parties are required to comply. Though, insurance companies will certainly not require an examination under oath in every case. During the… Read More »
Should I Hire a Public Adjuster or an Attorney?
The answer to this question will always depend on the specific nature of your property damage and the point you are at in the insurance claims process. In many cases, it actually makes sense to hire both. Generally, public adjusters will be most useful during the early stages of the claims process. Property insurance… Read More »
Florida Mold Damage Property Insurance Claims
Mold has the potential to cause substantial damage to your property. You deserve to be compensated for the full extent of your covered damages. Unfortunately, all too often, mold damage claims are illegitimately denied by insurance companies. If you believe that your mold damage claim was wrongfully denied, or you have questions about mold… Read More »
Broward County Fire Damage Claims
Florida property owners face a major threat from fires. All policyholders deserve fair compensation for their covered fire damage losses, but unfortunately, all too often insurance companies fail to live up to their end of the bargain. Losing your home or business to a fire is devastating, and the last thing you need is… Read More »
Property Insurance Claims: Should I Sign the Release Form?
You should review, in extensive detail, any important document before signing. While this is always a smart practice, it is even more critical when it comes to property insurance claims. Florida courts have a strong presumption in favor of enforcing the terms of a signed document. This is true even if the policyholder did… Read More »
Law and Ordinance Property Insurance Coverage
Commercial property owners, along with residential property owners, may benefit from carrying law and ordinance insurance coverage. Law and ordinance coverage protects property owners who have sustained damage from the additional costs associated with new building code requirements. When Might You Use Law and Ordinance Coverage? Law and Ordinance insurance coverage covers losses sustained… Read More »
What is a Total Loss?
The classification of your property damage as a “total loss” could have a major impact on your ability to recover compensation. Florida property owners deserve a fair classification of their damage under the law. However, determining what constitutes a total loss can be more complicated than it might initially appear. Policyholders are Entitled to… Read More »