Tag Archives: Claim Denial
Florida Property Insurance Claims: The Duty to Cooperate
The vast majority of property insurance policies contain a cooperation clause. Essentially, this provision will detail your contractual and legal obligations to cooperate with any investigation into your claim that is being conducted by the insurance company. Policyholders must take the time to understand their respective policy’s cooperation clause. Further, it is critically important… Read More »
I Don’t Have Any Receipts, Can I Still Make a Property Insurance Claim?
Property insurance disputes arise for many different reasons. In some cases, there may be a disagreement over whether a particular type of property damage is covered at all. In other cases, it may be clear that the damage is covered, but there may be a sharp dispute over the value of the losses. In… Read More »
My Insurance Company Refuses to Pay My Full Claim – What Can I Do?
Disputes over property damage claims are common in Florida. You may end up in a dispute with your insurance company over the value of your damage or whether your damage is even covered at all. Further, you could run into a disagreement over many complicated sub-issues, such as the market value of damages, the… Read More »
Florida Mold Damage Property Insurance Claims
Mold has the potential to cause substantial damage to your property. You deserve to be compensated for the full extent of your covered damages. Unfortunately, all too often, mold damage claims are illegitimately denied by insurance companies. If you believe that your mold damage claim was wrongfully denied, or you have questions about mold… Read More »
Florida Property Damage: Will I Always Get Money For Repairs?
Florida property owners are entitled to recover compensation for the full extent of the damages covered under their policy. Generally, we associate property insurance claims with the costs of making repairs, but in some cases repairs are not possible or are prohibitively expensive. In these situations, Florida property owners are instead able to recover… Read More »
The Insurance Company is Delaying My Claim
In Florida, insurance companies have a legal obligation to handle all claims in ‘good faith’. As the standard Florida jury instructions put it, the insurance company must treat your case ‘fairly and with honesty’. One of the primary tenets of good faith is the avoidance of unreasonable delays. Essentially, the company cannot just stick… Read More »