Broward County Property Insurance Attorneys Serving Fort Lauderdale
Resolving Insurance Coverage, Liability and Damage Disputes, and Standing up to Bad Faith Insurance Practices
If you find yourself in a dispute with your insurance company over coverage, liability or damages, the law firm of Geyer Fuxa Tyler is here to protect your rights and represent your interests in the resolution of that dispute. Our Broward county property insurance attorneys work with property owners and public adjusters in Fort Lauderdale and throughout Florida to advocate effectively for the rights of the policy holder. Below is a brief overview or our main areas of practice. Click on a subject heading for more information on that topic, or call 954-990-5251 for immediate assistance.
First Party Coverage Disputes – A first party dispute is one that exists between you and your insurance company. There are two parties to an insurance contract – you are the first party and the carrier is the second party. Coverage disputes can arise when the carrier argues that your policy is not valid or in force, or that your particular claim is excluded from coverage. We analyze your policy and the facts behind the claim to determine whether coverage applies, and if we can’t convince the insurer that coverage applies, we will work to convince a judge or jury that it does.
Third Party Coverage Disputes – A third party in an insurance claim is one who doesn’t have a related contractual relationship with the insured and the insurer, who are the first and second parties. For instance, if you are sued by another driver in an automobile accident, or by someone seeking compensation for an injury that occurred on your property, your insurance company may have a duty to settle that claim on your behalf, or defend you in court and pay any judgment against you. However, the carrier may find any number of ways to avoid making that payout. We litigate the threshold matter of the insurer’s responsibility to defend you, and make sure that you are not held liable for third party claims that should be covered by your insurance policy.
Liability and Damages Disputes – Even where coverage is not in dispute, you may still find yourself at odds with the insurer over questions of liability and damages. For example, it may claim that your own negligence caused the loss or made the damages greater than they would have otherwise been, or it may claim that your estimate of the loss is over-inflated. We apply our decades of experience investigating and handling insurance disputes to represent your interests fully and effectively.
Bad Faith Insurance Practices – It is reasonable, even expected, that an insurance company will investigate the facts behind any claim before it pays any benefits, making sure that the insured has a valid policy that covers the claim in question, and that its liability is clear. However, when the insurance company acts unreasonably or engages in practices solely to avoid paying a valid claim, it can and should be held liable for insurance bad faith practices.
Get Help with Your Fort Lauderdale Insurance Dispute
If you find yourself in a dispute with your insurance company over coverage, liability or damages, or if you believe it is acting in bad faith regarding the processing of your claim or payment of benefits, contact Geyer Fuxa Tyler in Sunrise for aggressive, effective representation in insurance disputes in Fort Lauderdale, Broward County and throughout Florida.