# Fuxa & Tyler
> https://www.gft.law
> Last Updated: 2026-11-04

Fuxa & Tyler is a Florida law firm based in Sunrise that represents property owners in disputes with their insurance companies. The firm represents homeowners, condominium owners and associations, landlords, and business owners in first-party and third-party coverage disputes, liability and damage disputes, and denied, delayed, or underpaid claims for hurricane, wind, roof, water, fire, and mold damage. It also handles bad faith insurance claims, appraisal and arbitration disputes, managed repair and right to repair disputes, and construction defect claims. The firm works alongside public adjusters and also advises public adjusters whose claims need legal help. Its attorneys include a former restoration contractor and public adjuster and a former insurance defense lawyer, and consultations are available in English and Spanish.

## Contact
- Phone: +1-954-990-5251
- Address: 490 Sawgrass Corporate Pkwy, Suite 110, Sunrise, FL 33325

## Locations
- Sunrise, FL - +1-954-990-5251
  Areas served: Clearwater, Fort Lauderdale, Orlando, Sarasota, St. Petersburg, Sunrise, Tampa

## Practice Areas
- Insurance Claims
- Insurance Disputes
- Insurance Claim Arbitration
- Managed Repair Disputes
- Right to Repair Disputes
- First-Party Property Coverage
- Bad Faith Insurance Claims
- Denied Insurance Claims
- Hurricane Damage
- Preparing Your Insurance Claim
- Insurance Claim Appraisals
- Insurance Coverage Disputes
- Property Insurance Claims
- Construction Defects
- 558 Construction Defect Claims
- Faulty Roof Construction
- Roof Damage Insurance Claims
- Roof Defect
- Roof Leak Insurance Claims
- Negligent Roofing Work

## Attorneys
- Andrew Fuxa: https://www.gft.law/team/andrew-fuxa/
  Mr. Fuxa began his professional career almost 30 years ago as a property restoration contractor, having completed hundreds of residential and commercial property damage restoration projects.
- Jeremy F. Tyler: https://www.gft.law/team/jeremy-f-tyler/
  Mr. Tyler’s legal work on behalf of policyholders is primarily focused on cases in federal court, appeals, and dispositive motions.
- Xavier W. Rojas: https://www.gft.law/team/xavier-w-rojas/
  In early 2015, Mr. Rojas was hired into Fuxa & Tyler, where he continues to apply his varied experiences and knowledge to the practice of first party property litigation.
- Gilberto J. Barreto: https://www.gft.law/team/gilberto-j-barreto/
  Mr. Barreto is AV rated in the civil litigation and insurance fields and is fluent in Spanish. He is admitted to the Florida Bar as well as the United States District Court for the Southern and Middle Districts of Florida.
- Maria Diaz: https://www.gft.law/team/maria-diaz/
  Maria F. Diaz is a seasoned property damage insurance litigation attorney dedicated to advocating for insureds' rights.
- Jesse Long: https://www.gft.law/team/jesse-long/
  Jesse Long is a trusted advocate for policyholders in complex property insurance disputes, known for delivering strategic, results-driven representation against insurance carriers.

## Key Pages
- Homepage: https://www.gft.law/
- Attorneys: https://www.gft.law/team/
- Blog: https://www.gft.law/blog/
- Contact: https://www.gft.law/contact/

## Social Profiles
- https://www.facebook.com/gftlawfirm/
- https://www.linkedin.com/company/gftlawfirm/
- https://www.instagram.com/thehurricaneactionteam/
- https://www.youtube.com/@FuxaTyler
- https://www.lawyers.com/sunrise/florida/geyer-fuxa-tyler-158588819-f/
- https://lawyers.findlaw.com/florida/sunrise/4655345_1/

## Reviews
- Rating: 5/5 based on 133 reviews

## Practice Area Details

### Florida Insurance Claims & Property Damage Lawyers
https://www.gft.law/
Fuxa & Tyler is a law firm helping property owners throughout the state of Florida who are having disputes with their insurance company over property damage claims.

### Florida Insurance Claims Lawyer
https://www.gft.law/insurance-claims/
Contact Florida insurance lawyers at Fuxa & Tyler for a consultation and take the first step toward protecting your property and your financial well-being.

### Florida Property Insurance Claims Lawyer
https://www.gft.law/florida-property-insurance-claims/
Fuxa & Tyler helps Florida homeowners and business owners move property insurance claims forward when an insurer delays, underpays, or denies a valid loss.

### Florida Hurricane Damage Lawyer
https://www.gft.law/florida-hurricane-damage-lawyer/
Florida property owners facing hurricane damage and a difficult insurer can turn to Fuxa & Tyler for help documenting losses and pursuing full payment.

### Fort Lauderdale Hurricane Helene Insurance Claims Lawyer
https://www.gft.law/fort-lauderdale-hurricane-helene-insurance-claims-lawyer/
Fort Lauderdale property owners with Hurricane Helene damage claims that were denied or underpaid can rely on Fuxa & Tyler to press the insurer for payment.

### Sunrise Denied Insurance Claims Lawyer
https://www.gft.law/sunrise-denied-insurance-claims-lawyer/
Sunrise property owners whose insurance claims were denied can work with Fuxa & Tyler to contest the decision and pursue the benefits their policies provide.

### Sunrise Hurricane Milton Insurance Claims Lawyer
https://www.gft.law/sunrise-hurricane-milton-insurance-claims-lawyer/
Fuxa & Tyler helps Sunrise homeowners and businesses still recovering from Hurricane Milton challenge insurers that deny or underpay storm damage claims.

### Florida Hurricane Milton Insurance Claims Lawyer
https://www.gft.law/florida-hurricane-milton-insurance-claims-lawyer/
Property owners across Florida still fighting over Hurricane Milton damage can rely on Fuxa & Tyler to challenge denials, delays, and low claim payments.

### Florida Hurricane Helene Insurance Claims Lawyer
https://www.gft.law/florida-hurricane-helene-insurance-claims-lawyer/
Fuxa & Tyler helps Florida homeowners and businesses with Hurricane Helene insurance claims that were denied, delayed, or underpaid by their property insurer.

### St. Petersburg Hurricane Milton Insurance Claims Lawyer
https://www.gft.law/st-petersburg-hurricane-milton-insurance-claims-lawyer/
St. Petersburg property owners with Hurricane Milton damage can rely on Fuxa & Tyler to challenge insurers that deny, delay, or undervalue their claims.

### St. Petersburg Hurricane Helene Insurance Claims Lawyer
https://www.gft.law/st-petersburg-hurricane-helene-insurance-claims-lawyer/
Fuxa & Tyler represents St. Petersburg property owners whose Hurricane Helene claims for wind, water, or storm surge damage have been denied or underpaid.

### Clearwater Hurricane Milton Insurance Claims Lawyer
https://www.gft.law/clearwater-hurricane-milton-insurance-claims-lawyer/
Clearwater residents still struggling with a Hurricane Milton insurance claim can rely on Fuxa & Tyler to challenge denials and push for a fair claim payment.

### Clearwater Hurricane Helene Insurance Claims Lawyer
https://www.gft.law/clearwater-hurricane-helene-insurance-claims-lawyer/
Fuxa & Tyler represents Clearwater property owners whose Hurricane Helene claims for storm surge, wind, or water damage were delayed, disputed, or underpaid.

### Orlando Hurricane Milton Insurance Claims Lawyer
https://www.gft.law/orlando-hurricane-milton-insurance-claims-lawyer/
Fuxa & Tyler helps Orlando homeowners recover from Hurricane Milton by challenging insurers that deny, delay, or underpay valid wind and water damage claims.

### Sarasota Hurricane Milton Insurance Claims Lawyer
https://www.gft.law/sarasota-hurricane-milton-insurance-claims-lawyer/
Fuxa & Tyler represents Sarasota homeowners and businesses in Hurricane Milton insurance claims, challenging low offers and denials on storm damage.

### Tampa Insurance Disputes Lawyer
https://www.gft.law/tampa-insurance-disputes-lawyer/
Fuxa & Tyler represents Tampa homeowners and businesses in insurance disputes over claim delays, disputed damage, and payments that fall short of the loss.

### Tampa Hurricane Insurance Claims Lawyer
https://www.gft.law/tampa-hurricane-insurance-claims-lawyer/
Fuxa & Tyler represents Tampa property owners in hurricane insurance claims, challenging insurers that undervalue roof, wind, and water damage after a storm.

### Tampa Boat Insurance Claims Lawyer
https://www.gft.law/tampa-boat-insurance-claims-lawyer/
Tampa boat owners whose insurers have denied or underpaid a claim for storm, collision, or other covered damage can turn to Fuxa & Tyler for representation.

### Tampa Hurricane Helene Insurance Claims Lawyer
https://www.gft.law/tampa-hurricane-helene-insurance-claims-lawyer/
Tampa homeowners and businesses with Hurricane Helene storm surge or wind damage claims can rely on Fuxa & Tyler when insurers deny or underpay the loss.

### Tampa Hurricane Milton Insurance Claims Lawyer
https://www.gft.law/tampa-hurricane-milton-insurance-claims-lawyer/
After Hurricane Milton, many Tampa property owners met resistance from their insurers, and Fuxa & Tyler helps them challenge denials and low claim payments.

### Florida Construction Defects Lawyer
https://www.gft.law/florida-construction-defects-lawyer/
Fuxa & Tyler represents Florida homeowners, condo associations, and property owners in construction defect disputes involving poor workmanship and code issues.

### Florida Managed Repair Disputes Lawyer
https://www.gft.law/florida-managed-repair-disputes-lawyer/
Fuxa & Tyler covers every type of managed repair dispute, stepping in when insurers assume control of repairs, cut corners, or fail to protect the policyholder.

### Florida Insurance Claim Arbitration Lawyer
https://www.gft.law/florida-insurance-claim-arbitration-lawyer/
Florida insurance claim arbitration lawyers at Fuxa & Tyler ensure that the homeowner’s rights, interests, and financial protections remain fully intact.

### Florida 558 Construction Defect Claims Lawyer
https://www.gft.law/florida-558-construction-defect-claims-lawyer/
Fuxa & Tyler represents homeowners and associations throughout Florida in 558 construction defect claims, using detailed investigation & strategic negotiation.

### Florida Roof Defect Lawyer
https://www.gft.law/florida-roof-defect-lawyer/
Fuxa & Tyler represents Florida property owners dealing with defective roofing materials or installation errors that have led to serious structural damage.

### Florida Faulty Roof Construction Lawyer
https://www.gft.law/florida-faulty-roof-construction-lawyer/
Poor workmanship during roof construction can lead to costly damage over time, and Fuxa & Tyler is ready to help Florida homeowners pursue legal remedies.

### Florida Negligent Roofing Work Lawyer
https://www.gft.law/florida-negligent-roofing-work-lawyer/
If a roofer performed substandard work on your Florida home, Fuxa & Tyler can help you pursue a negligence claim and recover damages for the resulting harm.

### Clearwater Roof Defect Lawyer
https://www.gft.law/clearwater-roof-defect-lawyer/
Defective roofing in your Clearwater home can compromise safety and property value, and Fuxa & Tyler is prepared to pursue claims against responsible parties.

### Clearwater Faulty Roof Construction Lawyer
https://www.gft.law/clearwater-faulty-roof-construction-lawyer/
Fuxa & Tyler helps Clearwater homeowners hold contractors accountable for faulty roof construction that has caused significant damage or financial losses.

### Clearwater Negligent Roofing Work Lawyer
https://www.gft.law/clearwater-negligent-roofing-work-lawyer/
Negligent roofing work in Clearwater can leave your home vulnerable to water intrusion and damage, and Fuxa & Tyler is here to help you seek justice.

### Clearwater Construction Defects Lawyer
https://www.gft.law/clearwater-construction-defects-lawyer/
Fuxa & Tyler represents Clearwater property owners in construction defect cases, pursuing compensation from contractors who failed to meet building standards.

### Fort Lauderdale Roof Defect Lawyer
https://www.gft.law/fort-lauderdale-roof-defect-lawyer/
Fuxa & Tyler represents Fort Lauderdale property owners harmed by defective roofing products or installation, seeking full compensation for all related damages.

### Fort Lauderdale Faulty Roof Construction Lawyer
https://www.gft.law/fort-lauderdale-faulty-roof-construction-lawyer/
Fuxa & Tyler holds Fort Lauderdale roofing contractors accountable for faulty construction work that leaves homeowners facing costly repairs and damage.

### Fort Lauderdale Construction Defects Lawyer
https://www.gft.law/fort-lauderdale-construction-defects-lawyer/
Construction defect claims in Fort Lauderdale require skilled legal help, and Fuxa & Tyler has the experience to hold builders and contractors responsible.

### Orlando Roof Defect Lawyer
https://www.gft.law/orlando-roof-defect-lawyer/
Fuxa & Tyler helps Orlando homeowners seek compensation from contractors or manufacturers responsible for defective roofing that has led to property damage.

### Orlando Faulty Roof Construction Lawyer
https://www.gft.law/orlando-faulty-roof-construction-lawyer/
Shoddy roof construction can leave an Orlando home exposed to serious damage, and Fuxa & Tyler pursues claims against contractors who cut corners on the job.

### Orlando Negligent Roofing Work Lawyer
https://www.gft.law/orlando-negligent-roofing-work-lawyer/
Fuxa & Tyler represents Orlando property owners who have suffered losses due to a roofing contractor performing careless or substandard work on their home.

### Orlando Construction Defects Lawyer
https://www.gft.law/orlando-construction-defects-lawyer/
Fuxa & Tyler assists Orlando property owners in pursuing construction defect claims against builders who failed to meet acceptable workmanship standards.

### Sarasota Roof Defect Lawyer
https://www.gft.law/sarasota-roof-defect-lawyer/
When defective roofing materials or workmanship damages your Sarasota home, Fuxa & Tyler is prepared to pursue the responsible parties on your behalf.

### Sarasota Faulty Roof Construction Lawyer
https://www.gft.law/sarasota-faulty-roof-construction-lawyer/
Fuxa & Tyler represents Sarasota homeowners harmed by faulty roof construction, seeking damages from contractors who failed to meet acceptable standards.

### Sarasota Negligent Roofing Work Lawyer
https://www.gft.law/sarasota-negligent-roofing-work-lawyer/
A negligent roofer can leave your Sarasota home at risk for years of costly damage, and Fuxa & Tyler is prepared to pursue legal action on your behalf.

### Sarasota Construction Defects Lawyer
https://www.gft.law/sarasota-construction-defects-lawyer/
Fuxa & Tyler helps Sarasota property owners build strong legal cases against contractors and builders responsible for construction defects and substandard work.

### St. Petersburg Roof Defect Lawyer
https://www.gft.law/st-petersburg-roof-defect-lawyer/
When defective roofing damages your St. Petersburg property, Fuxa & Tyler takes on contractors and manufacturers to recover the compensation you are owed.

### St. Petersburg Faulty Roof Construction Lawyer
https://www.gft.law/st-petersburg-faulty-roof-construction-lawyer/
Fuxa & Tyler represents St. Petersburg homeowners in claims against roofing contractors whose faulty construction caused significant damage and expense.

### St. Petersburg Construction Defects Lawyer
https://www.gft.law/st-petersburg-construction-defects-lawyer/
Property owners in St. Petersburg rely on Fuxa & Tyler for skilled legal representation in construction defect cases involving contractors and home builders.

### Sunrise Roof Defect Lawyer
https://www.gft.law/sunrise-roof-defect-lawyer/
Fuxa & Tyler represents Sunrise property owners who have suffered losses due to defective roofing, pursuing claims against contractors and manufacturers alike.

### Sunrise Faulty Roof Construction Lawyer
https://www.gft.law/sunrise-faulty-roof-construction-lawyer/
Faulty roof construction in Sunrise can lead to water damage and costly repairs, and Fuxa & Tyler holds negligent contractors accountable for their work.

### Sunrise Negligent Roofing Work Lawyer
https://www.gft.law/sunrise-negligent-roofing-work-lawyer/
Fuxa & Tyler fights for Sunrise homeowners harmed by substandard roofing work, pursuing compensation for all repairs and losses caused by contractor negligence.

### Sunrise Construction Defects Lawyer
https://www.gft.law/sunrise-construction-defects-lawyer/
Fuxa & Tyler helps Sunrise property owners pursue construction defect claims and recover damages from contractors responsible for structural or code issues.

### Tampa Roof Defect Lawyer
https://www.gft.law/tampa-roof-defect-lawyer/
When defective roofing materials or workmanship puts your Tampa home at risk, Fuxa & Tyler pursues claims against the contractors or manufacturers responsible.

### Tampa Faulty Roof Construction Lawyer
https://www.gft.law/tampa-faulty-roof-construction-lawyer/
Fuxa & Tyler represents Tampa homeowners who experienced property damage and financial loss resulting from faulty roof construction by negligent contractors.

### Tampa Negligent Roofing Work Lawyer
https://www.gft.law/tampa-negligent-roofing-work-lawyer/
A Tampa roofer who performs careless or substandard work can cause lasting damage to your home, and Fuxa & Tyler is ready to help you seek compensation.

### Tampa Construction Defects Lawyer
https://www.gft.law/tampa-construction-defects-lawyer/
Fuxa & Tyler provides experienced legal help for Tampa property owners pursuing construction defect claims against builders who failed to deliver quality work.

### Florida Hurricane Isaias Insurance Claims Lawyer
https://www.gft.law/florida-hurricane-isaias-insurance-claims-lawyer/
Fuxa & Tyler represents Florida property owners with Hurricane Isaias insurance claims that were underpaid or denied, pushing insurers to honor the policy.

### Florida Right to Repair Disputes Lawyer
https://www.gft.law/florida-right-to-repair-disputes-lawyer/
When a builder or contractor ignores your notice of defects, Fuxa & Tyler helps Florida property owners navigate right to repair disputes and protect a claim.

### Destin Hurricane Isaias Insurance Claims Lawyer
https://www.gft.law/destin-hurricane-isaias-insurance-claims-lawyer/
Destin homeowners and businesses dealing with a Hurricane Isaias insurance claim can turn to Fuxa & Tyler when the insurer denies or underpays the damage.

### Pensacola Hurricane Isaias Insurance Claims Lawyer
https://www.gft.law/pensacola-hurricane-isaias-insurance-claims-lawyer/
Fuxa & Tyler helps Pensacola property owners challenge low offers and denials on Hurricane Isaias insurance claims so repairs are not left unpaid.

### Milton Hurricane Isaias Insurance Claims Lawyer
https://www.gft.law/milton-hurricane-isaias-insurance-claims-lawyer/
In Milton and across Santa Rosa County, Fuxa & Tyler represents property owners whose Hurricane Isaias insurance claims were delayed, disputed, or denied.

### Panama City Hurricane Isaias Insurance Claims Lawyer
https://www.gft.law/panama-city-hurricane-isaias-insurance-claims-lawyer/
When a Hurricane Isaias claim stalls, Panama City property owners can work with Fuxa & Tyler to review the policy and push the insurer for a fair payment.

### Fort Walton Beach Hurricane Isaias Insurance Claims Lawyer
https://www.gft.law/fort-walton-beach-hurricane-isaias-insurance-claims-lawyer/
Fuxa & Tyler stands with Fort Walton Beach homeowners whose insurers have undervalued or rejected Hurricane Isaias damage claims under their property policies.

### Navarre Hurricane Isaias Insurance Claims Lawyer
https://www.gft.law/navarre-hurricane-isaias-insurance-claims-lawyer/
Navarre property owners with a disputed Hurricane Isaias insurance claim can rely on Fuxa & Tyler to challenge the insurer's position and pursue full coverage.

### Gulf Breeze Hurricane Isaias Insurance Claims Lawyer
https://www.gft.law/gulf-breeze-hurricane-isaias-insurance-claims-lawyer/
Fuxa & Tyler represents Gulf Breeze residents in Hurricane Isaias insurance claims, from reviewing a denial letter to disputing an unfair damage estimate.

### Crestview Hurricane Isaias Insurance Claims Lawyer
https://www.gft.law/crestview-hurricane-isaias-insurance-claims-lawyer/
For Crestview homeowners facing pushback on a Hurricane Isaias insurance claim, Fuxa & Tyler offers a free consultation and focused policyholder representation.

### Destin Hurricane Insurance Claims Lawyer
https://www.gft.law/destin-hurricane-insurance-claims-lawyer/
Fuxa & Tyler helps Destin homeowners and condo owners pursue hurricane insurance claims when wind and water damage is denied, delayed, or underpaid.

### Pensacola Hurricane Insurance Claims Lawyer
https://www.gft.law/pensacola-hurricane-insurance-claims-lawyer/
After a hurricane, Pensacola property owners often battle their insurer over the scope of damage, and Fuxa & Tyler fights for the payment the policy promises.

### Panama City Hurricane Insurance Claims Lawyer
https://www.gft.law/panama-city-hurricane-insurance-claims-lawyer/
Panama City residents with hurricane damage to their homes or businesses can count on Fuxa & Tyler to challenge insurer denials and low claim valuations.

### Fort Walton Beach Hurricane Insurance Claims Lawyer
https://www.gft.law/fort-walton-beach-hurricane-insurance-claims-lawyer/
From roof loss to interior water damage, Fuxa & Tyler represents Fort Walton Beach property owners in hurricane insurance claims against stubborn insurers.

### Florida Panhandle Hurricane Damage Lawyer
https://www.gft.law/florida-panhandle-hurricane-damage-lawyer/
Fuxa & Tyler represents homeowners and businesses across the Florida Panhandle in hurricane damage claims that insurers have delayed, disputed, or underpaid.

### Fort Lauderdale Negligent Roofing Work Lawyer
https://www.gft.law/fort-lauderdale-negligent-roofing-work-lawyer/
When a roofing contractor in Fort Lauderdale performs negligent work, Fuxa & Tyler steps in to help homeowners pursue the legal remedies available to them.

### St. Petersburg Negligent Roofing Work Lawyer
https://www.gft.law/st-petersburg-negligent-roofing-work-lawyer/
Fuxa & Tyler stands up for St. Petersburg property owners whose homes were damaged by roofing contractors who failed to perform their work with reasonable care.

## Recent Articles

### Should You Cancel Property Insurance in Fort Lauderdale After Paying Off Your Home?
https://www.gft.law/blog/should-you-cancel-property-insurance-in-fort-lauderdale-after-paying-off-your-home/ (2026-10-09)
At Fuxa & Tyler, our legal team is made up of a diverse combination of attorneys who are well-positioned to protect the legal rights and financial interests of policyholders.

### Florida Homeowner Claims New Development Is Causing Her Property to Flood
https://www.gft.law/blog/florida-homeowner-claims-new-development-is-causing-her-property-to-flood/ (2026-10-08)
At Fuxa & Tyler, our legal team is made up of a diverse combination of attorneys who are well-positioned to protect the legal rights and financial interests of policyholders.

### Why Can’t I Pay for Property Insurance Multiple Years in Advance?
https://www.gft.law/blog/why-cant-i-pay-for-property-insurance-multiple-years-in-advance/ (2026-10-02)
At Fuxa & Tyler, our legal team is made up of a diverse combination of attorneys who are well-positioned to protect the legal rights and financial interests of policyholders.

### My Teen Threw a House Party in My Fort Lauderdale Home: Can I File a Property Insurance Claim?
https://www.gft.law/blog/my-teen-threw-a-house-party-in-my-fort-lauderdale-home-can-i-file-a-property-insurance-claim/ (2026-10-01)
At Fuxa & Tyler, our legal team is made up of a diverse combination of attorneys who are well-positioned to protect the legal rights and financial interests of policyholders.

### Florida Midterms: Can Homeowners Vote Their Way Out of an Insurance Crisis?
https://www.gft.law/blog/florida-midterms-can-homeowners-vote-their-way-out-of-an-insurance-crisis/ (2026-09-25)
At Fuxa & Tyler, our legal team is made up of a diverse combination of attorneys who are well-positioned to protect the legal rights and financial interests of policyholders.

### Florida Property Insurers Hesitate as Tropical Storm Bertha
https://www.gft.law/blog/florida-property-insurers-hesitate-as-tropical-storm-bertha/ (2026-09-24)
At Fuxa & Tyler, our legal team is made up of a diverse combination of attorneys who are well-positioned to protect the legal rights and financial interests of policyholders.

### NOAA Predicts “Quietest Hurricane Season in a Decade”
https://www.gft.law/blog/noaa-predicts-quietest-hurricane-season-in-a-decade/ (2026-09-18)
At Fuxa & Tyler, our legal team is made up of a diverse combination of attorneys who are well-positioned to protect the legal rights and financial interests of policyholders.

### Recent Lawsuit Numbers Suggest That Reform Has Not Reduced Home Insurance Costs in Florida
https://www.gft.law/blog/recent-lawsuit-numbers-suggest-that-reform-has-not-reduced-home-insurance-costs-in-florida/ (2026-09-17)
At Fuxa & Tyler, our legal team is made up of a diverse combination of attorneys who are well-positioned to protect the legal rights and financial interests of policyholders.

### Appeals Court Cancels $335,000 Jury Award in Florida Property Insurance Lawsuit
https://www.gft.law/blog/appeals-court-cancels-335000-jury-award-in-florida-property-insurance-lawsuit/ (2026-09-09)
At Fuxa & Tyler, our legal team is made up of a diverse combination of attorneys who are well-positioned to protect the legal rights and financial interests of policyholders.

### Hurricane Season Begins to Take Shape in Florida With New Flooding Warnings
https://www.gft.law/blog/hurricane-season-begins-to-take-shape-in-florida-with-new-flooding-warnings/ (2026-09-08)
At Fuxa & Tyler, our legal team is made up of a diverse combination of attorneys who are well-positioned to protect the legal rights and financial interests of policyholders.

## Frequently Asked Questions

Q: What is an insurance appraisal dispute?
A: An insurance appraisal dispute arises when a policyholder and their insurance carrier cannot agree on the dollar value of a covered property loss. The appraisal clause in most property policies gives either party the right to trigger a formal valuation process run by independent appraisers and, if necessary, an umpire. The resulting award is typically binding on both sides.

Q: Can I request appraisal in Sunrise even if my insurer disputes whether the damage is covered?
A: Appraisal in Florida is generally limited to resolving disagreements over the amount of a loss, not whether a loss is covered at all. If your insurer is disputing coverage rather than just the dollar value of the damage, appraisal may not be the right path, and a lawsuit or other legal action may be necessary to force a resolution. An attorney familiar with Sunrise insurance disputes can review your policy and your insurer's position to determine which option gives you the best chance of reco...

Q: How do I choose an appraiser for my side of the panel?
A: Your appraiser should be competent, disinterested, and have genuine experience assessing the type of property and damage involved. Construction knowledge matters enormously. Fuxa & Tyler works with a network of qualified professionals and can help you evaluate candidates before you make a selection that affects the entire process.

Q: Can I challenge a binding appraisal award in Sunrise?
A: Binding appraisal awards are very difficult to overturn and are not subject to appeal simply because one party believes the number is too low. Challenges are generally limited to narrow grounds such as fraud, misconduct, or a material failure in the appraisal process itself. That is exactly why having strong representation before the award is issued matters so much.

Q: What is the difference between appraisal and a lawsuit?
A: Appraisal resolves only the value of the loss, not broader questions about how the insurer handled the claim. A lawsuit can address those broader questions, including potential bad faith conduct. Some cases involve both, and knowing when each tool is appropriate is a legal judgment that depends on the facts of your specific claim.

Q: How does Fuxa & Tyler charge for these cases?
A: You pay no attorney's fee unless we recover for you; case costs are explained in writing before you sign, and your first consultation is free.

Q: What happens after an appraisal award is issued in a Sunrise insurance dispute?
A: Once an appraisal award is issued, your insurer is generally required to pay the amount determined by the panel within the timeframe set by your policy. If the insurer refuses to pay, delays without justification, or tries to reduce the award by applying questionable deductions, you may have grounds to take further legal action. Fuxa & Tyler can review the award and your insurer's response to determine whether additional steps are needed to get you fully paid.

Q: What records should I keep during an appraisal dispute?
A: Keep every document related to your claim: the policy, all correspondence with the insurer, every estimate and inspection report, photographs taken at every stage of the damage, and receipts for any emergency repairs or temporary measures. Written records of phone conversations, including dates and what was said, are also valuable. The more complete your file, the stronger your position throughout the process.

Q: What happens if the two appraisers cannot agree on an umpire?
A: When appraisers cannot agree on a neutral umpire, there is a process to have one appointed, but it typically requires a court petition. That step adds time and requires legal action. Getting a lawyer involved before the deadlock becomes entrenched can sometimes help the parties reach agreement without court intervention.

Q: Is the first consultation with Fuxa & Tyler really free for Sunrise policyholders?
A: Yes. Fuxa & Tyler offers a free initial consultation so you can explain your situation and get a candid assessment of your options before making any commitment.

Q: What is an insurance coverage dispute?
A: A coverage dispute is a disagreement between a policyholder and an insurer about whether a loss is covered, how much should be paid, or whether the policy's conditions have been met. The insurer may deny the claim, pay only part of it, or delay so long that the policyholder is left without the funds needed to repair or replace what was damaged. Resolving that disagreement is what coverage dispute attorneys handle.

Q: Can Fuxa & Tyler help if my insurer already denied my claim?
A: Yes. A denial is not the final word. Fuxa & Tyler reviews the denial letter, the policy, and the evidence from the property to determine whether the carrier's position holds up.

Q: What if the insurer's offer is just very low, not a full denial?
A: A low offer is effectively a partial denial, and it can be challenged in the same ways as a full denial. The firm examines the carrier's estimate against contractor and expert assessments to identify where the gap exists and why. Negotiation, appraisal, or litigation can each serve as a path to a better outcome depending on the specific facts.

Q: How does the appraisal process work in a Sunrise property dispute?
A: When both the policyholder and the insurer agree a loss is covered but disagree on the dollar amount, the appraisal clause in many policies gives each side the right to appoint their own appraiser. Those two appraisers work toward an agreed value, and if they cannot agree, an umpire decides. The process can produce a binding result much faster than a full lawsuit, though legal counsel during appraisal helps protect your position.

Q: What does bad faith mean in an insurance claim?
A: Bad faith is conduct by an insurer that goes beyond a simple coverage disagreement and crosses into unreasonable or dishonest behavior. That can include failing to investigate a claim properly, dragging out payments without justification, or misrepresenting policy terms. A successful bad faith claim can produce recovery beyond the original policy limits.

Q: How long do I have to dispute a claim in Florida?
A: Deadlines exist in these matters and they are strict. Missing the applicable deadline can cost you the ability to bring the claim at all. The specific time you have depends on the type of claim and how the dispute arises, so the most important thing you can do is contact an attorney as soon as a problem with your claim becomes apparent.

Q: Does it cost anything to have Fuxa & Tyler evaluate my coverage dispute?
A: You pay no attorney's fee unless we recover for you; case costs are explained in writing before you sign, and your first consultation is free.

Q: What records should I be keeping about my insurance claim?
A: Keep everything: every letter, email, and text from the insurer; every inspection report; photographs of the damage taken as early as possible; contractor bids and estimates; your full policy including any endorsements; and a written log of every phone conversation with the adjuster, noting the date and what was said. That record becomes the foundation of your case.

Q: Can I still dispute a claim if I already accepted a check from the insurer?
A: It depends on what you signed when you accepted the payment. If you signed a full release, your options may be limited. If the check was an initial or partial payment without a release, you may still have a viable dispute. This is a situation where speaking to an attorney before cashing or signing anything is far better than trying to undo a decision later.

Q: Does having an attorney actually make a difference in a coverage dispute?
A: Yes, and the firm's own results illustrate why. In a bad faith matter with a pre-trial offer of $125,000, the firm reached a settlement of $1,550,000. Carriers negotiate differently once they know an experienced litigation team is on the other side.

Q: What does a Sunrise insurance dispute lawyer actually do for a policyholder?
A: An insurance dispute lawyer reviews the policy, the carrier's file, and the facts of the loss to identify where the carrier has fallen short of its obligations. The attorney handles all written and oral communication with the carrier, builds a documented record, and pursues the appropriate remedy, whether that is a demand, an appraisal, mediation, or a lawsuit. At Fuxa & Tyler, clients work directly with their attorney throughout the process and are updated at every stage.

Q: Can my insurance company record what I say to its adjuster?
A: Yes, and those recorded statements become part of the carrier's claim file. Adjusters are trained to ask questions in ways that can produce answers the carrier will later use to minimize or deny a claim. Speaking with a lawyer before giving a recorded statement is a straightforward way to avoid unintentionally harming your own case.

Q: What if the carrier says my damage is excluded under my policy?
A: Exclusions are real, but they are also frequently misapplied or overstated. An attorney will read the full policy, including endorsements that may add back coverage a base exclusion seems to remove. If the exclusion is applied incorrectly, the carrier's position can be challenged in writing, in appraisal, or in court.

Q: Is the appraisal clause in my policy something I should use?
A: It depends on the facts of your dispute. The appraisal clause resolves disagreements about the amount of a covered loss, not whether a loss is covered at all. Invoking it at the right time and in the right way can be powerful for a policyholder, but doing it incorrectly can waive rights or lock in a process before the full scope of damage is documented. A lawyer should evaluate whether and when to invoke it.

Q: How long does an insurance dispute in Sunrise typically take to resolve?
A: There is no single answer because every dispute turns on its own facts, the carrier's conduct, the complexity of the loss, and whether the matter goes to appraisal, mediation, or trial. What is consistent is that acting early, keeping thorough records, and retaining a lawyer before deadlines pass gives the best chance of a timely resolution at a fair value.

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