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How are ambiguities in insurance policies resolved?

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An insurance policy is ambiguous if more than one reasonable interpretation can be made out of the provisions. For example, if one provision provides coverage and another one seems to take it away at the same time. If there is an ambiguity it’s resolved against the party that drafted the contract which in most cases is the insurance company. Only lawyers are trained in interpreting insurance policies and so you should consult with someone about the proper interpretation of a policy.

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