The process of litigating first-party insurance coverage disputes

Insurance policies are lengthy, complicated, and highly technical documents written in legalese with portions that the average policyholder simply cannot and was never meant to read or understand. With our expertise, we may find that a good-faith disagreement exists over whether coverage applies in a particular instance. Discussions or litigation can usually resolve the disagreement.

At Geyer Fuxa Tyler, we will analyze your policy, investigate the facts in your case, and determine whether you have a valid policy that covers your particular claim. The insurance company may go through this own process and get a differing opinion from its lawyers, and litigation may be necessary to resolve the matter. In some cases, establishing coverage is only the first step, and the insurance company may still dispute liability or damages issues. Our comprehensive insurance law firm can represent you through the entire process to make sure you get the benefits you deserve.

It is fair to expect the insurance company to investigate a claim and satisfy itself that the claim is covered before it pays out. It is reasonable to expect the insurer to investigate the damage, review any accident report, and perhaps even review the policy to see whether the policy includes the type of injury or damage. So long as these actions are not taken to avoid paying a valid claim, we can work through the issues with the insurance company at the negotiating table or in the courtroom. Where the insurance company tactics are unreasonable, we are equally prepared to hold them accountable for their bad faith insurance practices.