Should I talk to the insurance company’s adjuster?
Yes, you should talk to the insurance company’s adjuster, and in fact most policies of insurance are going to require that you cooperate with the insurance company in their investigation of their claim. However you want to be careful about what you say and what you report back to the insurance company’s adjuster, knowing… Read More »
What happens if I cannot provide a receipt to the insurance company for an item that was damaged or stolen?
If for some reason you can’t provide a receipt, there’s other ways to prove that you own that item. There may be appraisals, there may be other proofs of purchase, even photographs or testimony evidence of it from other persons.
What is a sworn statement in proof of loss?
A sworn statement in proof of loss is usually a one-page document in which the property owner swears under oath as to what they believed caused the damage and how much it will cost to repair. It puts the insurance company on notice of what the homeowner’s opinion of the value of the repairs… Read More »
What questions should I ask a public adjuster before hiring them?
You should make sure that your public adjuster is licensed and has the ample experience necessary to adjust your claim. You should ask how many years they’ve been in business, and ask for references.
Why does the lawyer for the insurance company want me to go to an examination under oath?
An examination under oath is supposed to be a tool that’s utilized by the insurance company to gather some more information about questions they have with regards to your claim. However, in practice, it’s generally used as a tool to assist the insurance company in denying coverage for your claim. If an insurance company… Read More »
The insurance company adjuster wants to take a recorded statement. What should I do?
If your insurance company wants a recorded statement regarding your claim, you should cooperate with your insurance company and give the recorded statement to the best of your ability. Don’t guess regarding the facts of your claim, simply give the best answers you can regarding your claim. If you have any questions about giving… Read More »
What happens if I disagree with my insurance company ?
Well, if you disagree with your insurance company, there are several options available to you. You can actually contact the department of financial services and ask if they invoke the mediation provision of your policy, which allows for a neutral party mediator to come and meet with you and your insurance company’s representative to… Read More »
What is agent negligence?
Agent negligence is when an agent has breached a duty that the agent to an insured or policy holder. If you, as an insured or policy holder, are concerned that your agent has breached a duty to you, such as giving you incorrect advice regarding the nature or amount of coverage that you have… Read More »
What right do I have if I disagree with my insurance company?
You have absolutely every right to disagree with your insurance company’s decision with regards to your claim.
Why is the insurance company entitled to all of this personal information?
An insurance company isn’t necessarily entitled to all personal information. If the personal information is related to the claim they are entitled to get it. If it’s not related to the claim, generally speaking, they’re not entitled to get it. If you have any questions about whether the information is something that the insurance… Read More »