Recent Blog Posts

StormDamage

Tips for Filing a Roof Damage Insurance Claim in Florida

By Jeremy Tyler |

For Florida homeowners, there are few things more frustrating and concerning than discovering significant roof damage after a major storm. Not only are roof damage insurance claims highly complex, but even mild roof damage can turn into a catastrophic problem if it is left unrepaired. To help you get through the roof damage claims… Read More »

BadFaith

Bad Faith Insurance Claims: What are Consequential Damages?

By Jeremy Tyler |

One of the most important things that you should know about property insurance policies is that, at their core, they are simply contracts. You owe certain responsibilities to your insurer and, in return, your insurer owes you. Under the Florida Insurance Code, the company’s primary duties are to handle your property damage claim fairly,… Read More »

BrokenWindow

Florida Property Insurance Claims: Vandalism

By Jeremy Tyler |

Vandalism occurs when someone, often an unidentified person(s), causes deliberate or negligent damage to your property. From graffiti to broken windows to smashed property, vandalism can come in a wide variety of forms. While Broward County is one of the safer counties in Florida, vandalism still occurs here. In this post, our experienced Fort… Read More »

Compensation3

Florida Appeals Court Case Highlights Importance of Post-Loss Obligations

By Jeremy Tyler |

On August 30th, 2017, Florida’s Third District Court of Appeal issued a decision in the case of Siegel v. Tower Hill Signature Insurance Company. Initially, a lower court had ruled against the homeowners (the Siegels) on the grounds that they failed to comply with some of the post-loss obligations contained within their insurance policy…. Read More »

PropInsur

Florida Appeals Court Rules that Policyholder’s Claim Was Wrongfully Dismissed

By Jeremy Tyler |

On August 23rd, 2017, Florida’s Second District Court of Appeal reversed a lower court decision in the case of Castro v. Homeowners Choice Property & Casualty Insurance Company. The trial court in this dispute had ruled that the homeowners could not bring a legal claim on the grounds that they failed to comply with… Read More »

Sinkhole

Property Insurance Watch: Florida Appeals Court Overturns Trial Court in Sinkhole Claim

By Jeremy Tyler |

On August 16th, 2017, Florida’s Second District Court of Appeal overturned a lower court decision in the case of Omega Insurance Company v. Wallace. The proceedings involved a dispute over exactly what type of repairs the insurance company had to make after a Florida property suffered major sinkhole damage. Here, our experienced Fort Lauderdale… Read More »

TornadoDamage

The Tornado Threat in South Florida

By Jeremy Tyler |

Tornado Alley is a colloquial term for that portion of the Midwest and Southern Great Plains where the tornado threat is exceedingly high. Florida is many hundreds of miles away from the heart of tornado alley. Yet, despite what many people believe, tornados are still a real threat in our region. Most famously, the… Read More »

Claims4

Florida Supreme Court Rules “Ambiguous Term” Must Be Construed in Favor of Coverage

By Jeremy Tyler |

On July 13th, 2017, the Florida Supreme Court issued a decision in the case of Government Employees Insurance Company (GEICO) v. Alysia M. Macedo. This lawsuit involved a dispute over ambiguous insurance policy language. In this post, our experienced Fort Lauderdale property insurance litigation attorneys analyze the case and discuss what it can teach… Read More »

Rain

Florida Property Insurance: Interior Water Damage Caused By “Wind Driven Rain”

By Jeremy Tyler |

In general, a standard homeowners insurance policy will not offer coverage for flood damage. That type of coverage must be obtained by purchasing a separate policy. Of course, floods are not the only way that homes sustain serious interior water damage due to a storm. What happens when your interior water damage is caused… Read More »

Hurricane3

Florida Property Insurance Disputes: What is an Umpire?

By Jeremy Tyler |

Imagine that your Broward County home suffered serious damage in a midsummer thunderstorm, which is certainly not an uncommon occurrence in South Florida. Fortunately, you have property insurance. Even better, your damage is covered under the terms of the policy. However, this still leaves open a very important question: How much does the insurance… Read More »

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